NSE ScannerBanks · Major Banks · NSE: UNIONBANK · data 2026-10-31
Union Bank of India Limited
In plain words
Price: 9.5% below its 52-week high of ₹205.49.
Delivery: 49.8% of traded shares were kept for delivery over the last 10 sessions, against 48.4% over the last 60.
Latest results: a net profit of ₹4,426 cr for the quarter ended Sept 2025.
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹1,30,808 cr |
| Net profit (last 12 months) | ₹21,999 cr |
| Sales growth, 3 years (yearly) | 9.7% |
| Profit growth, 3 years (yearly) | 31.7% |
At a glance
Promoters 74.8% (unchanged in a year), pledged 0.0%, institutions 21.0%.
P/E 6.5, P/B 1.0, dividend yield 2.7%. Price relative to earnings and book value (low is cheaper, not better).
ROE 15.7%, operating margin 45.6%: how much profit it earns on the money it uses.
Profit growth 31.7% and sales growth 9.7% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
- Profit grew 31.7% a year over 3 years.
- Pays a dividend yielding 2.7%.
None flagged by these rules.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q2 FY26)
UNIONBANK Q2 FY26 results (consolidated figures, as filed on NSE).
Interest earned was ₹26,664.81 crore.
Net profit was ₹4,425.95 crore.
EPS was ₹5.8.
UNIONBANK के Q2 FY26 नतीजे (कंसोलिडेटेड आंकड़े, NSE पर दाखिल)।
ब्याज आय: ₹26,664.81 करोड़।
शुद्ध मुनाफ़ा: ₹4,425.95 करोड़।
EPS: ₹5.8।
UNIONBANKના Q2 FY26 પરિણામો (કન્સોલિડેટેડ આંકડા, NSE પર ફાઇલ કરેલા).
વ્યાજની આવક: ₹26,664.81 કરોડ.
ચોખ્ખો નફો: ₹4,425.95 કરોડ.
EPS: ₹5.8.
Written from the filed numbers. Not a recommendation.
Smart-money activity
45/100 · Building over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 13/30: Delivery 46.4% over the last 20 sessions vs 49.1% in the 40 before (0.95x); shares delivered per day 1.51x usual; 1 delivery-spike day (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 13/15: 28 schemes hold it, about ₹2,405 cr in all (as of 2026-09-30). Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 14/15: Verdict "Sustained", sustained score 86/100.
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Dividend ● Results
- 3 Jul 26Dividend Dividend ₹5 (ex-date) -7.6% next session
- 30 Oct 25Results Q2 FY26 results: net profit ₹4,425.9 cr +1.7% next session
- 25 Jul 25Dividend Dividend ₹4.75 (ex-date) -8.0% next session
- 28 Jan 25Results Q3 FY25 results: net profit ₹4,623 cr +6.6% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (consolidated)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Sept 2025 | ₹26,665 cr | ₹4,426 cr | — | 25.7% | 5.8 |
| Dec 2024 | ₹27,135 cr | ₹4,623 cr | — | 27.7% | 6.06 |
| Mar 2024 | ₹26,510 cr | ₹3,328 cr | — | 24.6% | 4.44 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | 74.76% | 74.76% | 74.76% | 74.76% |
| Foreign institutions (FII) | 9.40% | 8.63% | 9.37% | 8.14% |
| Domestic institutions (DII) | 11.64% | 11.98% | 11.51% | 11.90% |
| Mutual funds | 5.43% | 4.73% | 4.03% | 3.82% |
| Retail investors | 3.10% | 3.37% | 3.23% | 3.49% |
| Number of shareholders | 8,83,170 | 9,15,787 | 9,07,910 | 9,20,603 |
Common questions
What was Union Bank of India Limited's latest quarterly profit?
Union Bank of India Limited reported a net profit of ₹4,426 cr for the quarter ended Sept 2025, on revenue of ₹26,665 cr.
How much do promoters hold in Union Bank of India Limited?
Promoters held 74.76% of Union Bank of India Limited at the end of Sept 2026, with 0.00% of promoter shares pledged.
Is Union Bank of India Limited debt-free?
Its latest reported debt-to-equity ratio is 0.67.
What is Union Bank of India Limited's P/E ratio?
About 6.5, based on the last 12 months' earnings and a price of ₹186 (data 2026-10-31).
What is the 52-week high and low of Union Bank of India Limited?
The 52-week high is ₹205.49 and the 52-week low is ₹145.87.
Mutual funds holding Union Bank of India Limited
From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 28 schemes holding about ₹2,405 cr; funds that hold it outside their top holdings may not be listed.
| Scheme | Fund house | % of fund | Value |
|---|---|---|---|
| NIPPON INDIA SMALL CAP FUND | Nippon India Mutual Fund | 0.87% | ₹704 cr |
| NIPPON INDIA ETF NIFTY PSU BANK BEES | Nippon India Mutual Fund | 9.63% | ₹379 cr |
| ADITYA BIRLA SUN LIFE PSU EQUITY FUND | Aditya Birla Sun Life Mutual Fund | 4.66% | ₹269 cr |
| NIPPON INDIA ETF NIFTY BANK BEES | Nippon India Mutual Fund | 2.86% | ₹226 cr |
| NIPPON INDIA BANKING & FINANCIAL SERVICES FUND | Nippon India Mutual Fund | 1.71% | ₹126 cr |
| NIPPON INDIA ETF NIFTY NEXT 50 JUNIOR BEES | Nippon India Mutual Fund | 1.35% | ₹117 cr |
| SBI Nifty Bank ETF | SBI Mutual Fund | 2.86% | ₹101 cr |
| Nippon India ELSS Tax Saver Fund | Nippon India Mutual Fund | 0.61% | ₹86 cr |
| ADITYA BIRLA SUN LIFE NIFTY BANK ETF | Aditya Birla Sun Life Mutual Fund | 2.86% | ₹67 cr |
| ADITYA BIRLA SUN LIFE VALUE FUND | Aditya Birla Sun Life Mutual Fund | 0.93% | ₹62 cr |
| ADITYA BIRLA SUN LIFE BANKING AND FINANCIAL SERVICES FUND | Aditya Birla Sun Life Mutual Fund | 1.63% | ₹56 cr |
| SBI Nifty Next 50 ETF | SBI Mutual Fund | 1.35% | ₹39 cr |
| SBI BSE PSU Bank Index Fund | SBI Mutual Fund | 10.74% | ₹36 cr |
| SBI Nifty Next 50 Index Fund | SBI Mutual Fund | 1.36% | ₹32 cr |
| ADITYA BIRLA SUN LIFE SPECIAL OPPORTUNITIES FUND | Aditya Birla Sun Life Mutual Fund | 2.12% | ₹29 cr |
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| Union Bank of India Limited | ₹186 | ₹1,41,374 cr | 6.5 | 1 | 15.7% | 2.2% | 0.67 | +27.0% |
| Punjab National Bank | ₹122.85 | ₹1,40,789 cr | 6.2 | 0.9 | 13% | 2% | 1.54 | +1.5% |
| Bank of Baroda | ₹238.6 | ₹1,23,337 cr | 6.8 | 0.7 | 12.7% | 1.8% | 1.69 | -13.1% |
| Indian Bank | ₹865.5 | ₹1,16,512 cr | 8.8 | 1.3 | 15.4% | 2.6% | 0.96 | +0.8% |
| Canara Bank | ₹117.54 | ₹1,07,351 cr | 5.2 | 0.8 | 17.7% | 1.8% | 2.43 | -8.9% |
| IDBI Bank Limited | ₹80.32 | ₹86,277 cr | 10.4 | 1.2 | 14.1% | 4% | 0.81 | -21.4% |
Compare UNIONBANK with PNB in detail →
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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