TickerKhojBanks · Major Banks · NSE: PNB · data 2026-11-02
Punjab National Bank
In plain words
Price: 8.8% below its 52-week high of ₹135.15.
Delivery: 46.2% of traded shares were kept for delivery over the last 10 sessions, against 45.3% over the last 60.
Latest results: a net profit of ₹5,898 cr for the quarter ended Sept 2026 (+15.1% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹1,51,526 cr |
| Net profit (last 12 months) | ₹22,861 cr |
| Sales growth, 3 years (yearly) | 14.1% |
| Profit growth, 3 years (yearly) | 76.4% |
At a glance
Promoters 70.1% (unchanged in a year), pledged 0.0%, institutions 22.8%.
P/E 6.2, P/B 0.9, dividend yield 2.5%. Price relative to earnings and book value (low is cheaper, not better).
ROE 13.0%, operating margin 46.1%: how much profit it earns on the money it uses.
Profit growth 76.4% and sales growth 14.1% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
- Profit grew 76.4% a year over 3 years.
- Pays a dividend yielding 2.5%.
None flagged by these rules.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q2 FY27)
PNB Q2 FY27 results (consolidated figures, as filed on NSE).
Interest earned was ₹35,267.24 crore, up 8.5% YoY and up 5% QoQ.
Net profit was ₹5,898.37 crore, up 15.1% YoY and up 1.4% QoQ.
EPS was ₹5.13, up 15% YoY and up 1.4% QoQ.
PNB के Q2 FY27 नतीजे (कंसोलिडेटेड आंकड़े, NSE पर दाखिल)।
ब्याज आय: ₹35,267.24 करोड़; पिछले साल की तुलना में 8.5% की बढ़त, पिछली तिमाही की तुलना में 5% की बढ़त।
शुद्ध मुनाफ़ा: ₹5,898.37 करोड़; पिछले साल की तुलना में 15.1% की बढ़त, पिछली तिमाही की तुलना में 1.4% की बढ़त।
EPS: ₹5.13; पिछले साल की तुलना में 15% की बढ़त, पिछली तिमाही की तुलना में 1.4% की बढ़त।
PNBના Q2 FY27 પરિણામો (કન્સોલિડેટેડ આંકડા, NSE પર ફાઇલ કરેલા).
વ્યાજની આવક: ₹35,267.24 કરોડ; ગયા વર્ષની સરખામણીએ 8.5% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 5% વધારો.
ચોખ્ખો નફો: ₹5,898.37 કરોડ; ગયા વર્ષની સરખામણીએ 15.1% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 1.4% વધારો.
EPS: ₹5.13; ગયા વર્ષની સરખામણીએ 15% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 1.4% વધારો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
38/100 · Neutral over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 6/30: Delivery 40.7% over the last 20 sessions vs 46.6% in the 40 before (0.87x); shares delivered per day 1.34x usual; 0 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 13/15: 28 schemes hold it, about ₹4,011 cr in all (as of 2026-09-30). Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 14/15: Verdict "Sustained", sustained score 81/100.
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results ● Dividend
- 16 Oct 26Results Q2 FY27 results: profit +15.1% YoY +6.0% next session
- 18 Jul 26Results Q1 FY27 results: profit +174.3% YoY +5.7% next session
- 12 Jun 26Dividend Dividend ₹3 (ex-date) +1.7% next session
- 5 May 26Results Q4 FY26 results: profit +12.1% YoY +1.4% next session
- 19 Jan 26Results Q3 FY26 results: profit +15.7% YoY -5.0% next session
- 24 Oct 25Results Q2 FY26 results: profit +8.7% YoY +1.2% next session
- 30 Jul 25Results Q1 FY26 results: profit −46.7% YoY -3.6% next session
- 20 Jun 25Dividend Dividend ₹2.9 (ex-date) +0.9% next session
- 7 May 25Results Q4 FY25 results: profit +49.3% YoY -3.3% next session
- 31 Jan 25Results Q3 FY25 results: profit +97.3% YoY +2.9% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (consolidated)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Sept 2026 | ₹35,267 cr | ₹5,898 cr | +15.1% | 21.4% | 5.13 |
| Jun 2026 | ₹33,589 cr | ₹5,815 cr | +174.3% | 22.8% | 5.06 |
| Mar 2026 | ₹32,798 cr | ₹5,592 cr | +12.1% | 22.9% | 4.83 |
| Dec 2025 | ₹32,889 cr | ₹5,556 cr | +15.7% | 23.0% | 4.83 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | 70.08% | 70.08% | 70.08% | 70.08% |
| Foreign institutions (FII) | 6.66% | 5.93% | 6.39% | 5.94% |
| Domestic institutions (DII) | 16.13% | 16.07% | 16.05% | 16.08% |
| Mutual funds | 6.14% | 6.51% | 6.23% | 6.21% |
| Retail investors | 5.74% | 6.29% | 5.98% | 6.29% |
| Number of shareholders | 21,57,907 | 22,31,532 | 22,22,889 | 23,09,003 |
Common questions
What was Punjab National Bank's latest quarterly profit?
Punjab National Bank reported a net profit of ₹5,898 cr for the quarter ended Sept 2026 (+15.1% on the same quarter a year earlier), on revenue of ₹35,267 cr.
How much do promoters hold in Punjab National Bank?
Promoters held 70.08% of Punjab National Bank at the end of Sept 2026, with 0.00% of promoter shares pledged.
Is Punjab National Bank debt-free?
Its latest reported debt-to-equity ratio is 1.54, meaning borrowings are larger than shareholders' equity.
What is Punjab National Bank's P/E ratio?
About 6.2, based on the last 12 months' earnings and a price of ₹123.23 (data 2026-11-02).
What is the 52-week high and low of Punjab National Bank?
The 52-week high is ₹135.15 and the 52-week low is ₹98.5.
Mutual funds holding Punjab National Bank
From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 28 schemes holding about ₹4,011 cr; funds that hold it outside their top holdings may not be listed.
| Scheme | Fund house | % of fund | Value |
|---|---|---|---|
| SBI Contra Fund | SBI Mutual Fund | 2.91% | ₹1,312 cr |
| SBI Balanced Advantage Fund | SBI Mutual Fund | 1.86% | ₹754 cr |
| NIPPON INDIA ETF NIFTY PSU BANK BEES | Nippon India Mutual Fund | 11.35% | ₹446 cr |
| NIPPON INDIA ETF NIFTY BANK BEES | Nippon India Mutual Fund | 3.27% | ₹259 cr |
| SBI Multi Asset Allocation Fund | SBI Mutual Fund | 1.13% | ₹238 cr |
| NIPPON INDIA ETF NIFTY NEXT 50 JUNIOR BEES | Nippon India Mutual Fund | 1.59% | ₹138 cr |
| SBI Nifty Bank ETF | SBI Mutual Fund | 3.27% | ₹115 cr |
| ADITYA BIRLA SUN LIFE NIFTY BANK ETF | Aditya Birla Sun Life Mutual Fund | 3.27% | ₹77 cr |
| SBI Nifty Next 50 ETF | SBI Mutual Fund | 1.59% | ₹46 cr |
| SBI BSE PSU Bank Index Fund | SBI Mutual Fund | 12.91% | ₹43 cr |
| SBI Nifty Next 50 Index Fund | SBI Mutual Fund | 1.60% | ₹37 cr |
| Mirae Asset Nifty Next 50 ETF | Mirae Asset Mutual Fund | 1.59% | ₹23 cr |
| SBI BSE PSU Bank ETF | SBI Mutual Fund | 12.91% | ₹15 cr |
| Mirae Asset Nifty Bank ETF | Mirae Asset Mutual Fund | 3.27% | ₹10 cr |
| Nippon India Nifty Bank Index Fund | Nippon India Mutual Fund | 3.27% | ₹7 cr |
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| Punjab National Bank | ₹123.23 | ₹1,40,789 cr | 6.2 | 0.9 | 13% | 2% | 1.54 | +2.4% |
| Union Bank of India Limited | ₹187.3 | ₹1,41,374 cr | 6.5 | 1 | 15.7% | 2.2% | 0.67 | +30.7% |
| Bank of Baroda | ₹246.04 | ₹1,23,337 cr | 6.4 | 0.7 | 12.7% | 1.8% | 1.69 | -10.1% |
| Indian Bank | ₹860.8 | ₹1,16,512 cr | 8.8 | 1.3 | 15.4% | 2.6% | 0.96 | +0.1% |
| Canara Bank | ₹119.67 | ₹1,07,351 cr | 5.3 | 0.9 | 17.7% | 1.8% | 2.43 | -8.9% |
| IDBI Bank Limited | ₹79.16 | ₹86,277 cr | 10.3 | 1.2 | 14.1% | 4% | 0.81 | -19.3% |
Compare PNB with UNIONBANK in detail →
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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