Banks · Regional Banks · NSE: UCOBANK · data 2026-11-01
UCO Bank
In plain words
Price: 35.5% below its 52-week high of ₹34.19.
Delivery: 36.4% of traded shares were kept for delivery over the last 10 sessions, against 43.5% over the last 60.
Latest results: a net profit of ₹786 cr for the quarter ended Sept 2026 (+26.8% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | — |
| Net profit (last 12 months) | — |
| Sales growth, 3 years (yearly) | 13.0% |
| Profit growth, 3 years (yearly) | 14.9% |
At a glance
Promoters 91.0% (unchanged in a year), pledged 0.0%, institutions 4.2%.
ROE 8.6%: how much profit it earns on the money it uses.
Profit growth 14.9% and sales growth 13.0% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Latest results in brief (Q2 FY27)
UCOBANK Q2 FY27 results (standalone figures, as filed on NSE).
Interest earned was ₹7,286.32 crore, up 11.5% YoY and up 4.1% QoQ.
Net profit was ₹785.64 crore, up 26.8% YoY and up 19.7% QoQ.
EPS was ₹0.63, up 28.6% YoY and up 21.2% QoQ.
UCOBANK के Q2 FY27 नतीजे (स्टैंडअलोन आंकड़े, NSE पर दाखिल)।
ब्याज आय: ₹7,286.32 करोड़; पिछले साल की तुलना में 11.5% की बढ़त, पिछली तिमाही की तुलना में 4.1% की बढ़त।
शुद्ध मुनाफ़ा: ₹785.64 करोड़; पिछले साल की तुलना में 26.8% की बढ़त, पिछली तिमाही की तुलना में 19.7% की बढ़त।
EPS: ₹0.63; पिछले साल की तुलना में 28.6% की बढ़त, पिछली तिमाही की तुलना में 21.2% की बढ़त।
UCOBANKના Q2 FY27 પરિણામો (સ્ટેન્ડઅલોન આંકડા, NSE પર ફાઇલ કરેલા).
વ્યાજની આવક: ₹7,286.32 કરોડ; ગયા વર્ષની સરખામણીએ 11.5% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 4.1% વધારો.
ચોખ્ખો નફો: ₹785.64 કરોડ; ગયા વર્ષની સરખામણીએ 26.8% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 19.7% વધારો.
EPS: ₹0.63; ગયા વર્ષની સરખામણીએ 28.6% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 21.2% વધારો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
10/100 · Weak over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 0/30: Delivery 31.6% over the last 20 sessions vs 47.4% in the 40 before (0.67x); shares delivered per day 0.98x usual; 0 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 5/15: 4 schemes hold it, about ₹35 cr in all (as of 2026-09-30). Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 0/15: No accumulation evidence row (only saved-scan stocks have one; 0 points).
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results ● Dividend
- 15 Oct 26Results Q2 FY27 results: profit +26.8% YoY -1.0% next session
- 22 Jul 26Results Q1 FY27 results: profit +8.0% YoY -3.2% next session
- 4 May 26Dividend Dividend ₹0.44 (ex-date) -1.2% next session
- 25 Apr 26Results Q4 FY26 results: profit +22.8% YoY +0.3% next session
- 17 Jan 26Results Q3 FY26 results: profit +15.8% YoY -0.1% next session
- 17 Oct 25Results Q2 FY26 results: profit +2.8% YoY +1.7% next session
- 21 Jul 25Results Q1 FY26 results: profit +10.3% YoY -1.5% next session
- 9 May 25Dividend Dividend ₹0.39 (ex-date) +2.2% next session
- 28 Apr 25Results Q4 FY25 results: profit +24.1% YoY +5.3% next session
- 21 Jan 25Results Q3 FY25 results: profit +27.0% YoY -3.2% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (standalone)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Sept 2026 | ₹7,286 cr | ₹786 cr | +26.8% | 25.7% | 0.63 |
| Jun 2026 | ₹6,996 cr | ₹656 cr | +8.0% | 40.2% | 0.52 |
| Mar 2026 | ₹6,656 cr | ₹801 cr | +22.8% | 23.6% | 0.64 |
| Dec 2025 | ₹6,652 cr | ₹740 cr | +15.8% | 25.3% | 0.59 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | 90.95% | 90.95% | 90.95% | 90.95% |
| Foreign institutions (FII) | 0.06% | 0.06% | 0.08% | 0.13% |
| Domestic institutions (DII) | 4.14% | 4.31% | 4.40% | 4.43% |
| Mutual funds | 0.30% | 0.30% | 0.28% | 0.25% |
| Retail investors | 3.17% | 3.09% | 3.07% | 3.03% |
| Number of shareholders | 8,45,087 | 8,47,182 | 8,49,084 | 8,49,729 |
Common questions
What was UCO Bank's latest quarterly profit?
UCO Bank reported a net profit of ₹786 cr for the quarter ended Sept 2026 (+26.8% on the same quarter a year earlier), on revenue of ₹7,286 cr.
How much do promoters hold in UCO Bank?
Promoters held 90.95% of UCO Bank at the end of Sept 2026, with 0.00% of promoter shares pledged.
Is UCO Bank debt-free?
Its latest reported debt-to-equity ratio is 1.28, meaning borrowings are larger than shareholders' equity.
What is the 52-week high and low of UCO Bank?
The 52-week high is ₹34.19 and the 52-week low is ₹21.34.
Mutual funds holding UCO Bank
From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 4 schemes holding about ₹35 cr; funds that hold it outside their top holdings may not be listed.
| Scheme | Fund house | % of fund | Value |
|---|---|---|---|
| NIPPON INDIA ETF NIFTY PSU BANK BEES | Nippon India Mutual Fund | 0.77% | ₹30 cr |
| SBI BSE PSU Bank Index Fund | SBI Mutual Fund | 0.87% | ₹3 cr |
| SBI BSE PSU Bank ETF | SBI Mutual Fund | 0.87% | ₹1 cr |
| Mirae Asset Nifty PSU Bank ETF | Mirae Asset Mutual Fund | 0.77% | ₹0 cr |
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| UCO Bank | ₹22.06 | ₹27,675 cr | — | 0.8 | 8.6% | 1.7% | 1.28 | -33.1% |
| IDFC First Bank Ltd. | ₹72 | ₹62,011 cr | 20.8 | 1.3 | 3.8% | 0.6% | 1.03 | -9.2% |
| Karur Vysya Bank Ltd. | ₹356.1 | ₹34,016 cr | 11.6 | 2.2 | 19.3% | 3.4% | 0.26 | +42.2% |
| City Union Bank Limited | ₹214.2 | ₹21,277 cr | 14.3 | 1.9 | 13.2% | 2.6% | 0.54 | +20.8% |
| Jammu & Kashmir Bank Ltd. | ₹117.19 | ₹12,922 cr | 5.5 | 0.7 | 15.4% | 2.8% | 0.41 | +8.9% |
| Tamilnad Mercantile Bank Limited | ₹801.35 | ₹12,685 cr | 8 | 1.2 | 14% | 2.4% | 0.12 | +62.1% |
Compare UCOBANK with IDFCFIRSTB in detail →
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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