TickerKhojBanks · Regional Banks · NSE: IDFCFIRSTB · data 2026-11-03
IDFC First Bank Ltd.
In plain words
Price: 17.8% below its 52-week high of ₹89.61.
Delivery: 50.8% of traded shares were kept for delivery over the last 10 sessions, against 54.0% over the last 60.
Latest results: a net profit of ₹1,049 cr for the quarter ended Sept 2026 (+201.7% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹52,314 cr |
| Net profit (last 12 months) | ₹3,006 cr |
| Sales growth, 3 years (yearly) | 21.4% |
| Profit growth, 3 years (yearly) | -13.5% |
At a glance
P/E 21.3, P/B 1.3, dividend yield 0.3%. Price relative to earnings and book value (low is cheaper, not better).
ROE 3.8%, operating margin 11.7%: how much profit it earns on the money it uses.
Profit growth -13.5% and sales growth 21.4% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
None flagged by these rules.
- Low return on equity (3.8%).
- Profit fell 13.5% a year over 3 years.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q2 FY27)
IDFCFIRSTB Q2 FY27 results (consolidated figures, as filed on NSE).
Interest earned was ₹11,923.29 crore, up 20% YoY and up 7.9% QoQ.
Net profit was ₹1,049.17 crore, up 201.7% YoY and down 8.6% QoQ.
EPS was ₹1.22, up 205% YoY and down 8.3% QoQ.
IDFCFIRSTB के Q2 FY27 नतीजे (कंसोलिडेटेड आंकड़े, NSE पर दाखिल)।
ब्याज आय: ₹11,923.29 करोड़; पिछले साल की तुलना में 20% की बढ़त, पिछली तिमाही की तुलना में 7.9% की बढ़त।
शुद्ध मुनाफ़ा: ₹1,049.17 करोड़; पिछले साल की तुलना में 201.7% की बढ़त, पिछली तिमाही की तुलना में 8.6% की गिरावट।
EPS: ₹1.22; पिछले साल की तुलना में 205% की बढ़त, पिछली तिमाही की तुलना में 8.3% की गिरावट।
IDFCFIRSTBના Q2 FY27 પરિણામો (કન્સોલિડેટેડ આંકડા, NSE પર ફાઇલ કરેલા).
વ્યાજની આવક: ₹11,923.29 કરોડ; ગયા વર્ષની સરખામણીએ 20% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 7.9% વધારો.
ચોખ્ખો નફો: ₹1,049.17 કરોડ; ગયા વર્ષની સરખામણીએ 201.7% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 8.6% ઘટાડો.
EPS: ₹1.22; ગયા વર્ષની સરખામણીએ 205% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 8.3% ઘટાડો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
18/100 · Weak over the last ~60 sessions, data 2026-11-02
- Delivery vs usual 0/30: Delivery 49.9% over the last 20 sessions vs 55.6% in the 40 before (0.9x); shares delivered per day 0.85x usual; 0 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 13/15: 20 schemes hold it, about ₹1,331 cr in all (as of 2026-09-30). Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 0/15: No accumulation evidence row (only saved-scan stocks have one; 0 points).
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results ● Dividend
- 24 Oct 26Results Q2 FY27 results: profit +201.7% YoY -0.8% next session
- 7 Aug 26Dividend Dividend ₹0.25 (ex-date) -0.3% next session
- 25 Jul 26Results Q1 FY27 results: profit +153.1% YoY +5.1% next session
- 25 Apr 26Results Q4 FY26 results: profit +11.9% YoY +4.5% next session
- 31 Jan 26Results Q3 FY26 results: profit +40.7% YoY -1.9% next session
- 18 Oct 25Results Q2 FY26 results: profit +64.1% YoY +7.0% next session
- 26 Jul 25Results Q1 FY26 results: profit −29.4% YoY 0.0% next session
- 11 Jul 25Dividend Dividend ₹0.25 (ex-date) -3.1% next session
- 26 Apr 25Results Q4 FY25 results: profit −59.6% YoY +0.6% next session
- 25 Jan 25Results Q3 FY25 results: profit −53.5% YoY -8.9% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (consolidated)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Sept 2026 | ₹11,923 cr | ₹1,049 cr | +201.7% | 21.4% | 1.22 |
| Jun 2026 | ₹11,051 cr | ₹1,148 cr | +153.1% | 23.8% | 1.33 |
| Mar 2026 | ₹10,553 cr | ₹331 cr | +11.9% | 10.1% | 0.38 |
| Dec 2025 | ₹10,417 cr | ₹479 cr | +40.7% | 19.3% | 0.54 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | — | — | — | — |
| Foreign institutions (FII) | 36.66% | 36.10% | 36.52% | 36.75% |
| Domestic institutions (DII) | 25.42% | 24.37% | 22.74% | 22.39% |
| Mutual funds | 13.51% | 12.76% | 11.19% | 10.93% |
| Retail investors | 13.26% | 14.24% | 15.13% | 15.06% |
| Number of shareholders | 26,48,634 | 27,89,803 | 28,90,403 | 28,65,887 |
Common questions
What was IDFC First Bank Ltd.'s latest quarterly profit?
IDFC First Bank Ltd. reported a net profit of ₹1,049 cr for the quarter ended Sept 2026 (+201.7% on the same quarter a year earlier), on revenue of ₹11,923 cr.
Is IDFC First Bank Ltd. debt-free?
Its latest reported debt-to-equity ratio is 1.03, meaning borrowings are larger than shareholders' equity.
What is IDFC First Bank Ltd.'s P/E ratio?
About 21.3, based on the last 12 months' earnings and a price of ₹73.63 (data 2026-11-03).
What is the 52-week high and low of IDFC First Bank Ltd.?
The 52-week high is ₹89.61 and the 52-week low is ₹58.08.
Mutual funds holding IDFC First Bank Ltd.
From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 20 schemes holding about ₹1,331 cr; funds that hold it outside their top holdings may not be listed.
| Scheme | Fund house | % of fund | Value |
|---|---|---|---|
| NIPPON INDIA ETF NIFTY BANK BEES | Nippon India Mutual Fund | 4.54% | ₹359 cr |
| SBI Nifty Bank ETF | SBI Mutual Fund | 4.54% | ₹160 cr |
| ADITYA BIRLA SUN LIFE NIFTY BANK ETF | Aditya Birla Sun Life Mutual Fund | 4.54% | ₹107 cr |
| SBI Nifty Private Bank ETF | SBI Mutual Fund | 3.69% | ₹53 cr |
| Nippon India ETF Nifty Midcap 150 | Nippon India Mutual Fund | 1.34% | ₹51 cr |
| Nippon India Nifty Midcap 150 Index Fund | Nippon India Mutual Fund | 1.34% | ₹36 cr |
| Mirae Asset Nifty Midcap 150 ETF | Mirae Asset Mutual Fund | 1.33% | ₹24 cr |
| SBI Nifty Midcap 150 Index Fund | SBI Mutual Fund | 1.33% | ₹17 cr |
| Mirae Asset Nifty Bank ETF | Mirae Asset Mutual Fund | 4.54% | ₹14 cr |
| ADITYA BIRLA SUN LIFE BSE TOP 10 BANKS ETF | Aditya Birla Sun Life Mutual Fund | 3.16% | ₹11 cr |
| Nippon India Nifty Bank Index Fund | Nippon India Mutual Fund | 4.54% | ₹10 cr |
| SBI Nifty Bank Index Fund | SBI Mutual Fund | 4.54% | ₹9 cr |
| ADITYA BIRLA SUN LIFE NIFTY MIDCAP 150 INDEX FUND | Aditya Birla Sun Life Mutual Fund | 1.33% | ₹6 cr |
| Nippon India ETF BSE Sensex Next 50 | Nippon India Mutual Fund | 2.00% | ₹3 cr |
| SBI BSE Sensex Next 50 ETF | SBI Mutual Fund | 2.00% | ₹1 cr |
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| IDFC First Bank Ltd. | ₹73.63 | ₹62,011 cr | 21.3 | 1.3 | 3.8% | 0.6% | 1.03 | -6.5% |
| AU Small Finance Bank Limited | ₹890 | ₹64,953 cr | 21.4 | 3.1 | 14.2% | 2.7% | 1.52 | +1.3% |
| Karur Vysya Bank Ltd. | ₹344.5 | ₹34,016 cr | 11.3 | 2.2 | 19.3% | 3.4% | 0.26 | +40.4% |
| UCO Bank | ₹22.49 | ₹27,675 cr | — | 0.8 | 8.6% | 1.7% | 1.28 | -30.7% |
| City Union Bank Limited | ₹210.4 | ₹21,277 cr | 14 | 1.9 | 13.2% | 2.6% | 0.54 | +19.0% |
| Jammu & Kashmir Bank Ltd. | ₹119.07 | ₹12,922 cr | 5.6 | 0.8 | 15.4% | 2.8% | 0.41 | +12.4% |
Compare IDFCFIRSTB with AUBANK in detail →
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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