Banks · Regional Banks · NSE: KARURVYSYA · data 2026-10-31
Karur Vysya Bank Ltd.
In plain words
Price: 8.9% below its 52-week high of ₹390.8.
Delivery: 42.2% of traded shares were kept for delivery over the last 10 sessions, against 50.6% over the last 60.
Latest results: a net profit of ₹788 cr for the quarter ended Sept 2026 (+37.2% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹13,984 cr |
| Net profit (last 12 months) | ₹2,958 cr |
| Sales growth, 3 years (yearly) | 18.9% |
| Profit growth, 3 years (yearly) | 31.4% |
At a glance
Promoters 1.9% (-0.2 pts in a year), pledged 4.7%, institutions 60.2%.
P/E 11.6, P/B 2.2, dividend yield 0.7%. Price relative to earnings and book value (low is cheaper, not better).
ROE 19.3%, operating margin 52.4%: how much profit it earns on the money it uses.
Profit growth 31.4% and sales growth 18.9% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
- High return on equity (19.3%).
- Profit grew 31.4% a year over 3 years.
- Promoters have pledged 4.7% of their shares.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q2 FY27)
KARURVYSYA Q2 FY27 results (standalone figures, as filed on NSE).
Interest earned was ₹3,235.4 crore, up 15.2% YoY and up 6.1% QoQ.
Net profit was ₹787.69 crore, up 37.2% YoY and up 4.2% QoQ.
EPS was ₹8.15, up 37.2% YoY and up 4.2% QoQ.
KARURVYSYA के Q2 FY27 नतीजे (स्टैंडअलोन आंकड़े, NSE पर दाखिल)।
ब्याज आय: ₹3,235.4 करोड़; पिछले साल की तुलना में 15.2% की बढ़त, पिछली तिमाही की तुलना में 6.1% की बढ़त।
शुद्ध मुनाफ़ा: ₹787.69 करोड़; पिछले साल की तुलना में 37.2% की बढ़त, पिछली तिमाही की तुलना में 4.2% की बढ़त।
EPS: ₹8.15; पिछले साल की तुलना में 37.2% की बढ़त, पिछली तिमाही की तुलना में 4.2% की बढ़त।
KARURVYSYAના Q2 FY27 પરિણામો (સ્ટેન્ડઅલોન આંકડા, NSE પર ફાઇલ કરેલા).
વ્યાજની આવક: ₹3,235.4 કરોડ; ગયા વર્ષની સરખામણીએ 15.2% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 6.1% વધારો.
ચોખ્ખો નફો: ₹787.69 કરોડ; ગયા વર્ષની સરખામણીએ 37.2% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 4.2% વધારો.
EPS: ₹8.15; ગયા વર્ષની સરખામણીએ 37.2% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 4.2% વધારો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
28/100 · Neutral over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 12/30: Delivery 37.1% over the last 20 sessions vs 51.4% in the 40 before (0.72x); shares delivered per day 2.09x usual; 0 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 11/15: 19 schemes hold it, about ₹1,770 cr in all (as of 2026-09-30). Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 0/15: No accumulation evidence row (only saved-scan stocks have one; 0 points).
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results ● Dividend ● Bonus
- 15 Oct 26Results Q2 FY27 results: profit +37.2% YoY +4.2% next session
- 24 Jul 26Dividend Dividend ₹2.6 (ex-date) +0.8% next session
- 20 Jul 26Results Q1 FY27 results: profit +44.9% YoY +9.8% next session
- 7 May 26Results Q4 FY26 results: profit +41.2% YoY -0.2% next session
- 23 Jan 26Results Q3 FY26 results: profit +39.1% YoY +11.0% next session
- 17 Oct 25Results Q2 FY26 results: profit +21.2% YoY +6.5% next session
- 26 Aug 25Bonus Bonus 1:5 (ex-date) -19.6% next session
- 7 Aug 25Dividend Dividend ₹2.6 (ex-date) +0.4% next session
- 24 Jul 25Results Q1 FY26 results: profit +13.7% YoY -3.9% next session
- 19 May 25Results Q4 FY25 results: profit +12.6% YoY +1.1% next session
- 20 Jan 25Results Q3 FY25 results: profit +20.5% YoY +4.4% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (standalone)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Sept 2026 | ₹3,235 cr | ₹788 cr | +37.2% | 35.9% | 8.15 |
| Jun 2026 | ₹3,049 cr | ₹756 cr | +44.9% | 35.9% | 7.82 |
| Mar 2026 | ₹2,904 cr | ₹725 cr | +41.2% | 42.9% | 7.5 |
| Dec 2025 | ₹2,794 cr | ₹690 cr | +39.1% | 36.0% | 7.14 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | 1.95% | 2.07% | 2.07% | 2.07% |
| Foreign institutions (FII) | 18.10% | 17.92% | 19.25% | 16.87% |
| Domestic institutions (DII) | 42.10% | 41.22% | 39.26% | 40.20% |
| Mutual funds | 33.29% | 32.43% | 31.00% | 32.24% |
| Retail investors | 19.80% | 20.62% | 20.89% | 21.35% |
| Number of shareholders | 2,77,239 | 2,75,908 | 2,72,726 | 2,67,174 |
Common questions
What was Karur Vysya Bank Ltd.'s latest quarterly profit?
Karur Vysya Bank Ltd. reported a net profit of ₹788 cr for the quarter ended Sept 2026 (+37.2% on the same quarter a year earlier), on revenue of ₹3,235 cr.
How much do promoters hold in Karur Vysya Bank Ltd.?
Promoters held 1.95% of Karur Vysya Bank Ltd. at the end of Sept 2026, with 4.65% of promoter shares pledged.
Is Karur Vysya Bank Ltd. debt-free?
Its latest reported debt-to-equity ratio is 0.26.
What is Karur Vysya Bank Ltd.'s P/E ratio?
About 11.6, based on the last 12 months' earnings and a price of ₹356.1 (data 2026-10-31).
What is the 52-week high and low of Karur Vysya Bank Ltd.?
The 52-week high is ₹390.8 and the 52-week low is ₹236.63.
Mutual funds holding Karur Vysya Bank Ltd.
From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 19 schemes holding about ₹1,770 cr; funds that hold it outside their top holdings may not be listed.
| Scheme | Fund house | % of fund | Value |
|---|---|---|---|
| NIPPON INDIA SMALL CAP FUND | Nippon India Mutual Fund | 1.28% | ₹1,036 cr |
| Mirae Asset Small Cap Fund | Mirae Asset Mutual Fund | 2.14% | ₹125 cr |
| ADITYA BIRLA SUN LIFE SMALL CAP FUND | Aditya Birla Sun Life Mutual Fund | 1.94% | ₹119 cr |
| SBI Banking And Financial Services Fund | SBI Mutual Fund | 1.12% | ₹117 cr |
| ADITYA BIRLA SUN LIFE LARGE & MID CAP FUND | Aditya Birla Sun Life Mutual Fund | 1.12% | ₹63 cr |
| Mirae Asset Banking and Financial Services Fund | Mirae Asset Mutual Fund | 2.62% | ₹58 cr |
| ADITYA BIRLA SUN LIFE MULTI ASSET ALLOCATION FUND | Aditya Birla Sun Life Mutual Fund | 0.65% | ₹49 cr |
| Nippon India Nifty Smallcap 250 Index Fund | Nippon India Mutual Fund | 1.37% | ₹47 cr |
| ADITYA BIRLA SUN LIFE BUSINESS CYCLE FUND | Aditya Birla Sun Life Mutual Fund | 2.49% | ₹43 cr |
| Mirae Asset Nifty Smallcap 250 Momentum Quality 100 ETF | Mirae Asset Mutual Fund | 3.19% | ₹30 cr |
| ADITYA BIRLA SUN LIFE BANKING AND FINANCIAL SERVICES FUND | Aditya Birla Sun Life Mutual Fund | 0.71% | ₹24 cr |
| SBI Nifty Smallcap 250 Index Fund | SBI Mutual Fund | 1.37% | ₹24 cr |
| Nippon India Nifty 500 Momentum 50 Index Fund | Nippon India Mutual Fund | 1.34% | ₹17 cr |
| ADITYA BIRLA SUN LIFE NIFTY SMALLCAP 50 INDEX FUND | Aditya Birla Sun Life Mutual Fund | 3.61% | ₹13 cr |
| Mirae Asset Nifty MidSmallcap400 Momentum Quality 100 ETF | Mirae Asset Mutual Fund | 1.26% | ₹6 cr |
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| Karur Vysya Bank Ltd. | ₹356.1 | ₹34,016 cr | 11.6 | 2.2 | 19.3% | 3.4% | 0.26 | +42.2% |
| AU Small Finance Bank Limited | ₹864 | ₹64,953 cr | 20.7 | 3 | 14.2% | 2.7% | 1.52 | -2.2% |
| IDFC First Bank Ltd. | ₹72 | ₹62,011 cr | 20.8 | 1.3 | 3.8% | 0.6% | 1.03 | -9.2% |
| UCO Bank | ₹22.06 | ₹27,675 cr | — | 0.8 | 8.6% | 1.7% | 1.28 | -33.1% |
| City Union Bank Limited | ₹214.2 | ₹21,277 cr | 14.3 | 1.9 | 13.2% | 2.6% | 0.54 | +20.8% |
| Jammu & Kashmir Bank Ltd. | ₹117.19 | ₹12,922 cr | 5.5 | 0.7 | 15.4% | 2.8% | 0.41 | +8.9% |
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The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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