Banks · Regional Banks · NSE: SURYODAY · data 2026-10-31
Suryoday Small Finance Bank Limited
In plain words
Price: 38.2% below its 52-week high of ₹218.
Delivery: 49.7% of traded shares were kept for delivery over the last 10 sessions, against 49.1% over the last 60.
Latest results: a net profit of ₹77 cr for the quarter ended Sept 2026 (+151.7% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹2,916 cr |
| Net profit (last 12 months) | ₹238 cr |
| Sales growth, 3 years (yearly) | 25.3% |
| Profit growth, 3 years (yearly) | 25.1% |
At a glance
Promoters 22.5% (unchanged in a year), pledged 22.4%, institutions 10.4%.
P/E 6.0, P/B 0.7, dividend yield 1.1%. Price relative to earnings and book value (low is cheaper, not better).
ROE 7.6%, operating margin 18.5%: how much profit it earns on the money it uses.
Profit growth 25.1% and sales growth 25.3% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
- Profit grew 25.1% a year over 3 years.
- Low return on equity (7.6%).
- Promoters have pledged 22.4% of their shares.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q2 FY27)
SURYODAY Q2 FY27 results (standalone figures, as filed on NSE).
Interest earned was ₹702.86 crore, up 35.3% YoY and up 12.9% QoQ.
Net profit was ₹76.55 crore, up 151.7% YoY and up 1.8% QoQ.
EPS was ₹7.2, up 151.7% YoY and up 1.8% QoQ.
SURYODAY के Q2 FY27 नतीजे (स्टैंडअलोन आंकड़े, NSE पर दाखिल)।
ब्याज आय: ₹702.86 करोड़; पिछले साल की तुलना में 35.3% की बढ़त, पिछली तिमाही की तुलना में 12.9% की बढ़त।
शुद्ध मुनाफ़ा: ₹76.55 करोड़; पिछले साल की तुलना में 151.7% की बढ़त, पिछली तिमाही की तुलना में 1.8% की बढ़त।
EPS: ₹7.2; पिछले साल की तुलना में 151.7% की बढ़त, पिछली तिमाही की तुलना में 1.8% की बढ़त।
SURYODAYના Q2 FY27 પરિણામો (સ્ટેન્ડઅલોન આંકડા, NSE પર ફાઇલ કરેલા).
વ્યાજની આવક: ₹702.86 કરોડ; ગયા વર્ષની સરખામણીએ 35.3% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 12.9% વધારો.
ચોખ્ખો નફો: ₹76.55 કરોડ; ગયા વર્ષની સરખામણીએ 151.7% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 1.8% વધારો.
EPS: ₹7.2; ગયા વર્ષની સરખામણીએ 151.7% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 1.8% વધારો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
5/100 · Weak over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 0/30: Delivery 42.5% over the last 20 sessions vs 48.8% in the 40 before (0.87x); shares delivered per day 0.83x usual; 0 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 0/15: No mutual fund scheme lists this stock. Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 0/15: No accumulation evidence row (only saved-scan stocks have one; 0 points).
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results ● Dividend
- 29 Oct 26Results Q2 FY27 results: profit +151.7% YoY +0.7% next session
- 23 Jul 26Results Q1 FY27 results: profit +113.1% YoY +6.5% next session
- 17 Jul 26Dividend Dividend ₹1.5 (ex-date) -1.3% next session
- 7 May 26Results Q4 FY26 results: turned to profit vs a year ago +12.3% next session
- 22 Jan 26Results Q3 FY26 results: profit +9.8% YoY -3.1% next session
- 6 Nov 25Results Q2 FY26 results: profit −33.0% YoY -5.8% next session
- 24 Jul 25Results Q1 FY26 results: profit −49.6% YoY -4.7% next session
- 8 May 25Results Q4 FY25 results: turned to loss vs a year ago -9.8% next session
- 24 Jan 25Results Q3 FY25 results: profit −41.8% YoY -13.3% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (standalone)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Sept 2026 | ₹703 cr | ₹77 cr | +151.7% | 20.7% | 7.2 |
| Jun 2026 | ₹622 cr | ₹75 cr | +113.1% | 22.3% | 7.07 |
| Mar 2026 | ₹602 cr | ₹50 cr | — | 17.8% | 4.68 |
| Dec 2025 | ₹544 cr | ₹37 cr | +9.8% | 16.4% | 3.44 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | 22.48% | 22.48% | 22.48% | 22.44% |
| Foreign institutions (FII) | 4.70% | 5.35% | 5.23% | 4.97% |
| Domestic institutions (DII) | 5.65% | 5.47% | 5.72% | 6.11% |
| Mutual funds | 1.68% | 1.59% | 1.58% | 1.20% |
| Retail investors | 19.86% | 18.48% | 19.89% | 20.88% |
| Number of shareholders | 89,933 | 89,688 | 95,026 | 99,138 |
Common questions
What was Suryoday Small Finance Bank Limited's latest quarterly profit?
Suryoday Small Finance Bank Limited reported a net profit of ₹77 cr for the quarter ended Sept 2026 (+151.7% on the same quarter a year earlier), on revenue of ₹703 cr.
How much do promoters hold in Suryoday Small Finance Bank Limited?
Promoters held 22.48% of Suryoday Small Finance Bank Limited at the end of Sept 2026, with 22.35% of promoter shares pledged.
Is Suryoday Small Finance Bank Limited debt-free?
Its latest reported debt-to-equity ratio is 2.17, meaning borrowings are larger than shareholders' equity.
What is Suryoday Small Finance Bank Limited's P/E ratio?
About 6, based on the last 12 months' earnings and a price of ₹134.73 (data 2026-10-31).
What is the 52-week high and low of Suryoday Small Finance Bank Limited?
The 52-week high is ₹218 and the 52-week low is ₹115.41.
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| Suryoday Small Finance Bank Limited | ₹134.73 | ₹1,434 cr | 6 | 0.7 | 7.6% | 1.4% | 2.17 | -13.1% |
| ESAF Small Finance Bank Limited | ₹42.46 | ₹2,190 cr | 8.1 | 1.1 | -8.9% | -1% | 2.83 | +51.1% |
| Utkarsh Small Finance Bank Limited | ₹11.46 | ₹2,041 cr | — | 0.7 | -40% | -7.1% | 2.02 | -43.5% |
| Capital Small Finance Bank Limited | ₹271.6 | ₹1,232 cr | 7.7 | 0.8 | 10.1% | 2.4% | 0.75 | -6.7% |
| FINO Payments Bank Ltd. | ₹116.83 | ₹980 cr | — | 1.3 | 6.8% | 4.8% | 1.91 | -60.6% |
| DAM Capital Advisors Ltd. | ₹127.97 | ₹904 cr | 12.5 | — | 24.4% | — | 0.25 | -48.4% |
Compare SURYODAY with ESAFSFB in detail →
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
Open SURYODAY in NSE Scanner →