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Banks · Major Banks · NSE: SOUTHBANK · data 2026-11-02

South Indian Bank Limited

₹55.11Health: Strong 7.1/10
Feb 2026Low ₹33.6 · High ₹56.57+32.2%

In plain words

Price: 3.8% below its 52-week high of ₹57.28.

Delivery: 41.4% of traded shares were kept for delivery over the last 10 sessions, against 42.9% over the last 60.

Latest results: a net profit of ₹426 cr for the quarter ended Sept 2026 (+21.3% on the same quarter a year earlier).

A description of the data, not a recommendation.

Open full analysis — chart, results, balance sheet, red flags →

Key figures

Price
₹55.11
Market cap
₹14,543 cr
P/E
9.1
P/B
1.2
ROE
13.5%
ROCE
2.0%
Debt / equity
0.38
Dividend yield
0.81%
1-year return
47.5%
52-week high
₹57.28
52-week low
₹33.38
Operating margin
37.7%

Growth

Revenue (last 12 months)₹12,220 cr
Net profit (last 12 months)₹1,586 cr
Sales growth, 3 years (yearly)13.0%
Profit growth, 3 years (yearly)23.4%

At a glance

Valuation
Low

P/E 9.1, P/B 1.2, dividend yield 0.8%. Price relative to earnings and book value (low is cheaper, not better).

Efficiency
Moderate

ROE 13.5%, operating margin 37.7%: how much profit it earns on the money it uses.

Financials
Strong

Profit growth 23.4% and sales growth 13.0% a year over 3 years.

Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.

Strengths and limitations

Strengths
  • Profit grew 23.4% a year over 3 years.
Limitations

None flagged by these rules.

Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.

Latest results in brief (Q2 FY27)

SOUTHBANK Q2 FY27 results (consolidated figures, as filed on NSE).

Interest earned was ₹2,795.7 crore, up 16.1% YoY and up 6.4% QoQ.

Net profit was ₹426.34 crore, up 21.3% YoY and up 12.9% QoQ.

EPS was ₹1.63, up 21.6% YoY and up 13.2% QoQ.

SOUTHBANK के Q2 FY27 नतीजे (कंसोलिडेटेड आंकड़े, NSE पर दाखिल)।

ब्याज आय: ₹2,795.7 करोड़; पिछले साल की तुलना में 16.1% की बढ़त, पिछली तिमाही की तुलना में 6.4% की बढ़त।

शुद्ध मुनाफ़ा: ₹426.34 करोड़; पिछले साल की तुलना में 21.3% की बढ़त, पिछली तिमाही की तुलना में 12.9% की बढ़त।

EPS: ₹1.63; पिछले साल की तुलना में 21.6% की बढ़त, पिछली तिमाही की तुलना में 13.2% की बढ़त।

SOUTHBANKના Q2 FY27 પરિણામો (કન્સોલિડેટેડ આંકડા, NSE પર ફાઇલ કરેલા).

વ્યાજની આવક: ₹2,795.7 કરોડ; ગયા વર્ષની સરખામણીએ 16.1% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 6.4% વધારો.

ચોખ્ખો નફો: ₹426.34 કરોડ; ગયા વર્ષની સરખામણીએ 21.3% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 12.9% વધારો.

EPS: ₹1.63; ગયા વર્ષની સરખામણીએ 21.6% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 13.2% વધારો.

Written from the filed numbers. Not a recommendation.

Smart-money activity

36/100 · Neutral over the last ~60 sessions, data 2026-10-30

A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.

Story so far

2026-10-15: Q2 FY27 results: profit +21.3% YoY2026-08-13: Dividend ₹0.45 (ex-date)2026-07-16: Q1 FY27 results: profit +17.2% YoY2026-05-06: Q4 FY26 results: profit +19.0% YoY

● Results   ● Dividend

From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.

Quarterly results (consolidated)

QuarterRevenueNet profitProfit YoYOp. marginEPS ₹
Sept 2026₹2,796 cr₹426 cr+21.3%26.2%1.63
Jun 2026₹2,628 cr₹378 cr+17.2%22.5%1.44
Mar 2026₹2,559 cr₹407 cr+19.0%22.7%1.56
Dec 2025₹2,518 cr₹374 cr+9.5%23.2%1.43

Shareholding trend

HolderSept 2026Jun 2026Mar 2026Dec 2025
Promoters————
Foreign institutions (FII)25.57%25.39%24.21%20.94%
Domestic institutions (DII)16.78%14.25%12.76%13.80%
Mutual funds15.13%12.83%11.29%11.90%
Retail investors37.15%39.06%40.87%41.76%
Number of shareholders11,24,64811,43,41511,67,27811,51,966

Common questions

What was South Indian Bank Limited's latest quarterly profit?

South Indian Bank Limited reported a net profit of ₹426 cr for the quarter ended Sept 2026 (+21.3% on the same quarter a year earlier), on revenue of ₹2,796 cr.

Is South Indian Bank Limited debt-free?

Its latest reported debt-to-equity ratio is 0.38.

What is South Indian Bank Limited's P/E ratio?

About 9.1, based on the last 12 months' earnings and a price of ₹55.11 (data 2026-11-02).

What is the 52-week high and low of South Indian Bank Limited?

The 52-week high is ₹57.28 and the 52-week low is ₹33.38.

Mutual funds holding South Indian Bank Limited

From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 1 scheme holding about ₹231 cr; funds that hold it outside their top holdings may not be listed.

SchemeFund house% of fundValue
SBI Banking And Financial Services FundSBI Mutual Fund2.22%₹231 cr

Compared with similar companies

CompanyPriceMarket capP/EP/BROEROCEDebt/eq.1-yr return
South Indian Bank Limited₹55.11₹14,543 cr9.11.213.5%2%0.38+47.5%
Yes Bank Limited₹15.41₹47,586 cr11.70.97.1%0.9%1.46-30.8%
Central Bank of India₹28.96₹25,996 cr5.40.611.9%2.2%0.85-26.2%
Bandhan Bank Ltd.₹156.24₹24,796 cr13.514.9%1.2%1.51-4.8%
Punjab & Sind Bank Ltd.₹19.02₹13,247 cr90.99.6%1.4%1.28-39.0%
CSB Bank Ltd.₹298.15₹5,144 cr7.5113.5%2.1%3.41-27.5%

Compare SOUTHBANK with YESBANK in detail →

The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.

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