Banks · Major Banks · NSE: SOUTHBANK · data 2026-11-02
South Indian Bank Limited
In plain words
Price: 3.8% below its 52-week high of ₹57.28.
Delivery: 41.4% of traded shares were kept for delivery over the last 10 sessions, against 42.9% over the last 60.
Latest results: a net profit of ₹426 cr for the quarter ended Sept 2026 (+21.3% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹12,220 cr |
| Net profit (last 12 months) | ₹1,586 cr |
| Sales growth, 3 years (yearly) | 13.0% |
| Profit growth, 3 years (yearly) | 23.4% |
At a glance
P/E 9.1, P/B 1.2, dividend yield 0.8%. Price relative to earnings and book value (low is cheaper, not better).
ROE 13.5%, operating margin 37.7%: how much profit it earns on the money it uses.
Profit growth 23.4% and sales growth 13.0% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
- Profit grew 23.4% a year over 3 years.
None flagged by these rules.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q2 FY27)
SOUTHBANK Q2 FY27 results (consolidated figures, as filed on NSE).
Interest earned was ₹2,795.7 crore, up 16.1% YoY and up 6.4% QoQ.
Net profit was ₹426.34 crore, up 21.3% YoY and up 12.9% QoQ.
EPS was ₹1.63, up 21.6% YoY and up 13.2% QoQ.
SOUTHBANK के Q2 FY27 नतीजे (कंसोलिडेटेड आंकड़े, NSE पर दाखिल)।
ब्याज आय: ₹2,795.7 करोड़; पिछले साल की तुलना में 16.1% की बढ़त, पिछली तिमाही की तुलना में 6.4% की बढ़त।
शुद्ध मुनाफ़ा: ₹426.34 करोड़; पिछले साल की तुलना में 21.3% की बढ़त, पिछली तिमाही की तुलना में 12.9% की बढ़त।
EPS: ₹1.63; पिछले साल की तुलना में 21.6% की बढ़त, पिछली तिमाही की तुलना में 13.2% की बढ़त।
SOUTHBANKના Q2 FY27 પરિણામો (કન્સોલિડેટેડ આંકડા, NSE પર ફાઇલ કરેલા).
વ્યાજની આવક: ₹2,795.7 કરોડ; ગયા વર્ષની સરખામણીએ 16.1% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 6.4% વધારો.
ચોખ્ખો નફો: ₹426.34 કરોડ; ગયા વર્ષની સરખામણીએ 21.3% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 12.9% વધારો.
EPS: ₹1.63; ગયા વર્ષની સરખામણીએ 21.6% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 13.2% વધારો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
36/100 · Neutral over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 12/30: Delivery 39.3% over the last 20 sessions vs 43.0% in the 40 before (0.91x); shares delivered per day 2.03x usual; 0 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 5/15: 1 scheme hold it, about ₹231 cr in all (as of 2026-09-30). Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 14/15: Verdict "Sustained", sustained score 86/100.
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results ● Dividend
- 15 Oct 26Results Q2 FY27 results: profit +21.3% YoY +3.6% next session
- 13 Aug 26Dividend Dividend ₹0.45 (ex-date) -1.0% next session
- 16 Jul 26Results Q1 FY27 results: profit +17.2% YoY -2.0% next session
- 6 May 26Results Q4 FY26 results: profit +19.0% YoY +2.0% next session
- 15 Jan 26Results Q3 FY26 results: profit +9.5% YoY +3.6% next session
- 16 Oct 25Results Q2 FY26 results: profit +8.3% YoY -0.4% next session
- 17 Jul 25Results Q1 FY26 results: profit +9.6% YoY -3.2% next session
- 15 May 25Results Q4 FY25 results: profit +19.2% YoY +3.0% next session
- 21 Jan 25Results Q3 FY25 results: profit +12.0% YoY -0.8% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (consolidated)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Sept 2026 | ₹2,796 cr | ₹426 cr | +21.3% | 26.2% | 1.63 |
| Jun 2026 | ₹2,628 cr | ₹378 cr | +17.2% | 22.5% | 1.44 |
| Mar 2026 | ₹2,559 cr | ₹407 cr | +19.0% | 22.7% | 1.56 |
| Dec 2025 | ₹2,518 cr | ₹374 cr | +9.5% | 23.2% | 1.43 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | — | — | — | — |
| Foreign institutions (FII) | 25.57% | 25.39% | 24.21% | 20.94% |
| Domestic institutions (DII) | 16.78% | 14.25% | 12.76% | 13.80% |
| Mutual funds | 15.13% | 12.83% | 11.29% | 11.90% |
| Retail investors | 37.15% | 39.06% | 40.87% | 41.76% |
| Number of shareholders | 11,24,648 | 11,43,415 | 11,67,278 | 11,51,966 |
Common questions
What was South Indian Bank Limited's latest quarterly profit?
South Indian Bank Limited reported a net profit of ₹426 cr for the quarter ended Sept 2026 (+21.3% on the same quarter a year earlier), on revenue of ₹2,796 cr.
Is South Indian Bank Limited debt-free?
Its latest reported debt-to-equity ratio is 0.38.
What is South Indian Bank Limited's P/E ratio?
About 9.1, based on the last 12 months' earnings and a price of ₹55.11 (data 2026-11-02).
What is the 52-week high and low of South Indian Bank Limited?
The 52-week high is ₹57.28 and the 52-week low is ₹33.38.
Mutual funds holding South Indian Bank Limited
From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 1 scheme holding about ₹231 cr; funds that hold it outside their top holdings may not be listed.
| Scheme | Fund house | % of fund | Value |
|---|---|---|---|
| SBI Banking And Financial Services Fund | SBI Mutual Fund | 2.22% | ₹231 cr |
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| South Indian Bank Limited | ₹55.11 | ₹14,543 cr | 9.1 | 1.2 | 13.5% | 2% | 0.38 | +47.5% |
| Yes Bank Limited | ₹15.41 | ₹47,586 cr | 11.7 | 0.9 | 7.1% | 0.9% | 1.46 | -30.8% |
| Central Bank of India | ₹28.96 | ₹25,996 cr | 5.4 | 0.6 | 11.9% | 2.2% | 0.85 | -26.2% |
| Bandhan Bank Ltd. | ₹156.24 | ₹24,796 cr | 13.5 | 1 | 4.9% | 1.2% | 1.51 | -4.8% |
| Punjab & Sind Bank Ltd. | ₹19.02 | ₹13,247 cr | 9 | 0.9 | 9.6% | 1.4% | 1.28 | -39.0% |
| CSB Bank Ltd. | ₹298.15 | ₹5,144 cr | 7.5 | 1 | 13.5% | 2.1% | 3.41 | -27.5% |
Compare SOUTHBANK with YESBANK in detail →
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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