NBFC & Lending · Finance/Rental/Leasing · NSE: PFS · data 2026-10-31
PTC India Financial Services Limited
In plain words
Price: 36.4% below its 52-week high of ₹36.95.
Delivery: 49.1% of traded shares were kept for delivery over the last 10 sessions, against 59.5% over the last 60.
Latest results: a net profit of ₹67 cr for the quarter ended Dec 2024.
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹461 cr |
| Net profit (last 12 months) | ₹179 cr |
| Sales growth, 3 years (yearly) | -15.7% |
| Profit growth, 3 years (yearly) | 22.0% |
At a glance
Promoters 65.0% (unchanged in a year), pledged 0.0%, institutions 6.6%.
P/E 8.4, P/B 0.5, dividend yield 0.0%. Price relative to earnings and book value (low is cheaper, not better).
ROE 10.9%, operating margin 50.8%: how much profit it earns on the money it uses.
Profit growth 22.0% and sales growth -15.7% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
- Profit grew 22.0% a year over 3 years.
None flagged by these rules.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q3 FY25)
PFS Q3 FY25 results (consolidated figures, as filed on NSE).
Revenue was ₹158.07 crore, down 3.3% QoQ.
Net profit was ₹67.15 crore, up 41.8% QoQ.
Operating margin was 101.4%.
EPS was ₹1.05, up 41.9% QoQ.
PFS के Q3 FY25 नतीजे (कंसोलिडेटेड आंकड़े, NSE पर दाखिल)।
राजस्व: ₹158.07 करोड़; पिछली तिमाही की तुलना में 3.3% की गिरावट।
शुद्ध मुनाफ़ा: ₹67.15 करोड़; पिछली तिमाही की तुलना में 41.8% की बढ़त।
ऑपरेटिंग मार्जिन: 101.4%।
EPS: ₹1.05; पिछली तिमाही की तुलना में 41.9% की बढ़त।
PFSના Q3 FY25 પરિણામો (કન્સોલિડેટેડ આંકડા, NSE પર ફાઇલ કરેલા).
આવક (રેવન્યુ): ₹158.07 કરોડ; ગયા ક્વાર્ટરની સરખામણીએ 3.3% ઘટાડો.
ચોખ્ખો નફો: ₹67.15 કરોડ; ગયા ક્વાર્ટરની સરખામણીએ 41.8% વધારો.
ઓપરેટિંગ માર્જિન: 101.4%.
EPS: ₹1.05; ગયા ક્વાર્ટરની સરખામણીએ 41.9% વધારો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
18/100 · Weak over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 13/30: Delivery 21.9% over the last 20 sessions vs 23.7% in the 40 before (0.92x); shares delivered per day 1.62x usual; 1 delivery-spike day (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 0/15: No mutual fund scheme lists this stock. Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 0/15: No accumulation evidence row (only saved-scan stocks have one; 0 points).
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results
- 28 Jan 25Results Q3 FY25 results: net profit ₹67.2 cr +6.6% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (consolidated)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Dec 2024 | ₹158 cr | ₹67 cr | — | 101.4% | 1.05 |
| Sept 2024 | ₹163 cr | ₹47 cr | — | 90.6% | 0.74 |
| Mar 2024 | ₹176 cr | ₹14 cr | — | 63.8% | 0.22 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | 64.99% | 64.99% | 64.99% | 64.99% |
| Foreign institutions (FII) | 1.56% | 2.03% | 2.13% | 2.17% |
| Domestic institutions (DII) | 5.07% | 5.05% | 5.05% | 5.06% |
| Mutual funds | 3.63% | 3.64% | 3.64% | 3.65% |
| Retail investors | 14.20% | 14.44% | 14.67% | 14.84% |
| Number of shareholders | 1,29,717 | 1,31,972 | 1,34,475 | 1,38,273 |
Common questions
What was PTC India Financial Services Limited's latest quarterly profit?
PTC India Financial Services Limited reported a net profit of ₹67 cr for the quarter ended Dec 2024, on revenue of ₹158 cr.
How much do promoters hold in PTC India Financial Services Limited?
Promoters held 64.99% of PTC India Financial Services Limited at the end of Sept 2026, with 0.00% of promoter shares pledged.
Is PTC India Financial Services Limited debt-free?
Its latest reported debt-to-equity ratio is 0.57.
What is PTC India Financial Services Limited's P/E ratio?
About 8.4, based on the last 12 months' earnings and a price of ₹23.51 (data 2026-10-31).
What is the 52-week high and low of PTC India Financial Services Limited?
The 52-week high is ₹36.95 and the 52-week low is ₹23.16.
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| PTC India Financial Services Limited | ₹23.51 | ₹1,506 cr | 8.4 | 0.5 | 10.9% | — | 0.57 | -37.8% |
| Repco Home Finance Ltd. | ₹312 | ₹1,951 cr | 4.1 | — | 12.7% | — | 3.03 | -24.7% |
| Spandana Sphoorty Financial Limited | ₹189.06 | ₹1,673 cr | — | — | -29.4% | — | 1.86 | -24.4% |
| Grand Oak Canyons Distillery Ltd | ₹32.69 | ₹1,662 cr | 7,783.3 | 0.6 | 0% | — | 3.12 | -5.9% |
| Arman Financial Services Limited | ₹1,417.4 | ₹1,496 cr | 12.9 | — | 6.3% | — | 1.91 | -13.4% |
| Ugro Capital Limited | ₹72.44 | ₹1,112 cr | 5.1 | — | 7.1% | — | 3.74 | -59.5% |
Compare PFS with REPCOHOME in detail →
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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