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NBFC & Lending · Finance/Rental/Leasing · NSE: PFS · data 2026-10-31

PTC India Financial Services Limited

₹23.51-1.38% on 30 OctHealth: Average 5/10
Feb 2026Low ₹23.51 · High ₹34.21-30.2%

In plain words

Price: 36.4% below its 52-week high of ₹36.95.

Delivery: 49.1% of traded shares were kept for delivery over the last 10 sessions, against 59.5% over the last 60.

Latest results: a net profit of ₹67 cr for the quarter ended Dec 2024.

A description of the data, not a recommendation.

Open full analysis — chart, results, balance sheet, red flags →

Key figures

Price
₹23.51
Market cap
₹1,506 cr
P/E
8.4
P/B
0.5
ROE
10.9%
ROCE
—
Debt / equity
0.57
Dividend yield
0.00%
1-year return
-37.8%
52-week high
₹36.95
52-week low
₹23.16
Operating margin
50.8%

Growth

Revenue (last 12 months)₹461 cr
Net profit (last 12 months)₹179 cr
Sales growth, 3 years (yearly)-15.7%
Profit growth, 3 years (yearly)22.0%

At a glance

Ownership
Strong

Promoters 65.0% (unchanged in a year), pledged 0.0%, institutions 6.6%.

Valuation
Low

P/E 8.4, P/B 0.5, dividend yield 0.0%. Price relative to earnings and book value (low is cheaper, not better).

Efficiency
Moderate

ROE 10.9%, operating margin 50.8%: how much profit it earns on the money it uses.

Financials
Strong

Profit growth 22.0% and sales growth -15.7% a year over 3 years.

Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.

Strengths and limitations

Strengths
  • Profit grew 22.0% a year over 3 years.
Limitations

None flagged by these rules.

Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.

Latest results in brief (Q3 FY25)

PFS Q3 FY25 results (consolidated figures, as filed on NSE).

Revenue was ₹158.07 crore, down 3.3% QoQ.

Net profit was ₹67.15 crore, up 41.8% QoQ.

Operating margin was 101.4%.

EPS was ₹1.05, up 41.9% QoQ.

PFS के Q3 FY25 नतीजे (कंसोलिडेटेड आंकड़े, NSE पर दाखिल)।

राजस्व: ₹158.07 करोड़; पिछली तिमाही की तुलना में 3.3% की गिरावट।

शुद्ध मुनाफ़ा: ₹67.15 करोड़; पिछली तिमाही की तुलना में 41.8% की बढ़त।

ऑपरेटिंग मार्जिन: 101.4%।

EPS: ₹1.05; पिछली तिमाही की तुलना में 41.9% की बढ़त।

PFSના Q3 FY25 પરિણામો (કન્સોલિડેટેડ આંકડા, NSE પર ફાઇલ કરેલા).

આવક (રેવન્યુ): ₹158.07 કરોડ; ગયા ક્વાર્ટરની સરખામણીએ 3.3% ઘટાડો.

ચોખ્ખો નફો: ₹67.15 કરોડ; ગયા ક્વાર્ટરની સરખામણીએ 41.8% વધારો.

ઓપરેટિંગ માર્જિન: 101.4%.

EPS: ₹1.05; ગયા ક્વાર્ટરની સરખામણીએ 41.9% વધારો.

Written from the filed numbers. Not a recommendation.

Smart-money activity

18/100 · Weak over the last ~60 sessions, data 2026-10-30

A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.

Story so far

● Results

From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.

Quarterly results (consolidated)

QuarterRevenueNet profitProfit YoYOp. marginEPS ₹
Dec 2024₹158 cr₹67 cr—101.4%1.05
Sept 2024₹163 cr₹47 cr—90.6%0.74
Mar 2024₹176 cr₹14 cr—63.8%0.22

Shareholding trend

HolderSept 2026Jun 2026Mar 2026Dec 2025
Promoters64.99%64.99%64.99%64.99%
Foreign institutions (FII)1.56%2.03%2.13%2.17%
Domestic institutions (DII)5.07%5.05%5.05%5.06%
Mutual funds3.63%3.64%3.64%3.65%
Retail investors14.20%14.44%14.67%14.84%
Number of shareholders1,29,7171,31,9721,34,4751,38,273

Common questions

What was PTC India Financial Services Limited's latest quarterly profit?

PTC India Financial Services Limited reported a net profit of ₹67 cr for the quarter ended Dec 2024, on revenue of ₹158 cr.

How much do promoters hold in PTC India Financial Services Limited?

Promoters held 64.99% of PTC India Financial Services Limited at the end of Sept 2026, with 0.00% of promoter shares pledged.

Is PTC India Financial Services Limited debt-free?

Its latest reported debt-to-equity ratio is 0.57.

What is PTC India Financial Services Limited's P/E ratio?

About 8.4, based on the last 12 months' earnings and a price of ₹23.51 (data 2026-10-31).

What is the 52-week high and low of PTC India Financial Services Limited?

The 52-week high is ₹36.95 and the 52-week low is ₹23.16.

Compared with similar companies

CompanyPriceMarket capP/EP/BROEROCEDebt/eq.1-yr return
PTC India Financial Services Limited₹23.51₹1,506 cr8.40.510.9%—0.57-37.8%
Repco Home Finance Ltd.₹312₹1,951 cr4.1—12.7%—3.03-24.7%
Spandana Sphoorty Financial Limited₹189.06₹1,673 cr——-29.4%—1.86-24.4%
Grand Oak Canyons Distillery Ltd₹32.69₹1,662 cr7,783.30.60%—3.12-5.9%
Arman Financial Services Limited₹1,417.4₹1,496 cr12.9—6.3%—1.91-13.4%
Ugro Capital Limited₹72.44₹1,112 cr5.1—7.1%—3.74-59.5%

Compare PFS with REPCOHOME in detail →

The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.

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