NSE ScannerNBFC & Lending · Finance/Rental/Leasing · NSE: ARMANFIN · data 2026-11-01
Arman Financial Services Limited
In plain words
Price: 34.3% below its 52-week high of ₹2,158.6.
Delivery: 54.1% of traded shares were kept for delivery over the last 10 sessions, against 52.6% over the last 60.
Latest results: a net profit of ₹45 cr for the quarter ended Jun 2026.
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹697 cr |
| Net profit (last 12 months) | ₹116 cr |
| Sales growth, 3 years (yearly) | 15.1% |
| Profit growth, 3 years (yearly) | -15.5% |
At a glance
Promoters 21.9% (-0.1 pts in a year), pledged 0.0%, institutions 8.3%.
P/E 12.9, dividend yield 0.0%. Price relative to earnings and book value (low is cheaper, not better).
ROE 6.3%, operating margin 35.4%: how much profit it earns on the money it uses.
Profit growth -15.5% and sales growth 15.1% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
None flagged by these rules.
- Low return on equity (6.3%).
- Profit fell 15.5% a year over 3 years.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q1 FY27)
ARMANFIN Q1 FY27 results (consolidated figures, as filed on NSE).
Revenue was ₹201.78 crore, up 33.6% YoY and up 14.9% QoQ.
Net profit was ₹44.51 crore, a turn to profit from a loss a year ago and up 8.4% QoQ.
Operating margin was 60.4% (27.5% a year ago).
EPS was ₹42.96, positive against a negative EPS a year ago and up 10% QoQ.
ARMANFIN के Q1 FY27 नतीजे (कंसोलिडेटेड आंकड़े, NSE पर दाखिल)।
राजस्व: ₹201.78 करोड़; पिछले साल की तुलना में 33.6% की बढ़त, पिछली तिमाही की तुलना में 14.9% की बढ़त।
शुद्ध मुनाफ़ा: ₹44.51 करोड़; एक साल पहले के घाटे से मुनाफ़े में आया, पिछली तिमाही की तुलना में 8.4% की बढ़त।
ऑपरेटिंग मार्जिन: 60.4% (एक साल पहले 27.5%)।
EPS: ₹42.96; एक साल पहले के ऋणात्मक EPS से धनात्मक हुआ, पिछली तिमाही की तुलना में 10% की बढ़त।
ARMANFINના Q1 FY27 પરિણામો (કન્સોલિડેટેડ આંકડા, NSE પર ફાઇલ કરેલા).
આવક (રેવન્યુ): ₹201.78 કરોડ; ગયા વર્ષની સરખામણીએ 33.6% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 14.9% વધારો.
ચોખ્ખો નફો: ₹44.51 કરોડ; એક વર્ષ પહેલાંની ખોટમાંથી નફામાં આવી, ગયા ક્વાર્ટરની સરખામણીએ 8.4% વધારો.
ઓપરેટિંગ માર્જિન: 60.4% (એક વર્ષ પહેલાં 27.5%).
EPS: ₹42.96; એક વર્ષ પહેલાંના નકારાત્મક EPSથી હકારાત્મક થઈ, ગયા ક્વાર્ટરની સરખામણીએ 10% વધારો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
13/100 · Weak over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 8/30: Delivery 54.6% over the last 20 sessions vs 47.5% in the 40 before (1.15x); shares delivered per day 0.93x usual; 1 delivery-spike day (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 0/15: No mutual fund scheme lists this stock. Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 0/15: No accumulation evidence row (only saved-scan stocks have one; 0 points).
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results
- 12 Aug 26Results Q1 FY27 results: turned to profit vs a year ago +0.5% next session
- 27 May 26Results Q4 FY26 results: profit +221.7% YoY -3.7% next session
- 12 Feb 26Results Q3 FY26 results: turned to profit vs a year ago +3.9% next session
- 13 Nov 25Results Q2 FY26 results: profit −47.7% YoY +6.2% next session
- 13 Aug 25Results Q1 FY26 results: turned to loss vs a year ago -2.7% next session
- 29 May 25Results Q4 FY25 results: profit −74.9% YoY +4.8% next session
- 14 Feb 25Results Q3 FY25 results: turned to loss vs a year ago -11.5% next session
- 13 Nov 24Results Q2 FY25 results: profit −62.6% YoY -6.4% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (consolidated)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Jun 2026 | ₹202 cr | ₹45 cr | — | 60.4% | 42.96 |
| Mar 2026 | ₹176 cr | ₹41 cr | +221.7% | 54.2% | 39.06 |
| Dec 2025 | ₹160 cr | ₹22 cr | — | 49.8% | 21.13 |
| Sept 2025 | ₹159 cr | ₹8 cr | -47.7% | 42.7% | 7.62 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | 21.93% | 22.00% | 22.00% | 22.00% |
| Foreign institutions (FII) | 2.85% | 3.08% | 2.61% | 1.68% |
| Domestic institutions (DII) | 5.48% | 4.85% | 4.18% | 5.03% |
| Mutual funds | 1.10% | 0.89% | 0.59% | 1.71% |
| Retail investors | 36.94% | 37.30% | 37.66% | 35.55% |
| Number of shareholders | 32,416 | 32,079 | 33,752 | 34,930 |
Common questions
What was Arman Financial Services Limited's latest quarterly profit?
Arman Financial Services Limited reported a net profit of ₹45 cr for the quarter ended Jun 2026, on revenue of ₹202 cr.
How much do promoters hold in Arman Financial Services Limited?
Promoters held 21.93% of Arman Financial Services Limited at the end of Sept 2026, with 0.00% of promoter shares pledged.
Is Arman Financial Services Limited debt-free?
Its latest reported debt-to-equity ratio is 1.91, meaning borrowings are larger than shareholders' equity.
What is Arman Financial Services Limited's P/E ratio?
About 12.9, based on the last 12 months' earnings and a price of ₹1,417.4 (data 2026-11-01).
What is the 52-week high and low of Arman Financial Services Limited?
The 52-week high is ₹2,158.6 and the 52-week low is ₹1,301.
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| Arman Financial Services Limited | ₹1,417.4 | ₹1,496 cr | 12.9 | — | 6.3% | — | 1.91 | -13.4% |
| Repco Home Finance Ltd. | ₹312 | ₹1,951 cr | 4.1 | — | 12.7% | — | 3.03 | -24.7% |
| Spandana Sphoorty Financial Limited | ₹189.06 | ₹1,673 cr | — | — | -29.4% | — | 1.86 | -24.4% |
| Grand Oak Canyons Distillery Ltd | ₹32.69 | ₹1,662 cr | 7,783.3 | 0.6 | 0% | — | 3.12 | -5.9% |
| PTC India Financial Services Limited | ₹23.51 | ₹1,506 cr | 8.4 | 0.5 | 10.9% | — | 0.57 | -37.8% |
| Ugro Capital Limited | ₹72.44 | ₹1,112 cr | 5.1 | — | 7.1% | — | 3.74 | -59.5% |
Compare ARMANFIN with REPCOHOME in detail →
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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