NBFC & Lending · Finance/Rental/Leasing · NSE: VIJIFIN · data 2026-10-31
Viji Finance Ltd.
In plain words
Price: 13.1% below its 52-week high of ₹17.24.
Delivery: 80.8% of traded shares were kept for delivery over the last 10 sessions, against 79.3% over the last 28.
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹9 cr |
| Net profit (last 12 months) | ₹6 cr |
| Sales growth, 3 years (yearly) | 35.9% |
| Profit growth, 3 years (yearly) | 65.8% |
At a glance
Promoters 30.1% (-23.6 pts in a year), pledged 0.0%, institutions 0.1%.
P/E 42.5, P/B 6.8, dividend yield 0.0%. Price relative to earnings and book value (low is cheaper, not better).
ROE 8.8%, operating margin 74.8%: how much profit it earns on the money it uses.
Profit growth 65.8% and sales growth 35.9% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
- Profit grew 65.8% a year over 3 years.
- Promoters cut their holding by 23.6 points in a year.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Smart-money activity
34/100 · Neutral over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 0/30: Too few delivery days to compare delivery % (0 of 10); shares delivered not comparable (0 of 12); 0 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 20/20: Net +₹2.06 cr bought in bulk/block deals over 90 days (4.12x a usual day's traded value); 2 net buying days, 0 net selling days.
- Insider / SAST buys 9/15: 0 insider buy days (promoter group among them) and 2 SAST acquisition days in 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 0/15: No mutual fund scheme lists this stock. Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 0/15: No accumulation evidence row (only saved-scan stocks have one; 0 points).
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Deal ● Insider
- 24 Sept 26Deal Bulk deal: ANIL KUMAR JAIN bought ₹1.92 cr (net +₹0.51 cr) +3.1% next session
- 18 Sept 26Deal Bulk deal: NEO APEX SHARE BROKING SERVICES LLP bought ₹1.55 cr +4.0% next session
- 1 Sept 26Insider SAST disclosure: Nimit Manoj Kumar Rathod acquired 1,00,00,000 shares +4.0% next session
- 18 Aug 26Insider SAST disclosure: Ashik D. Sanghvi HUF acquired 1,50,00,000 shares +4.0% next session
- 30 Jul 26Insider SAST disclosure: Vishw Jayesh Vora acquired shares +4.0% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | 30.07% | 39.31% | 47.68% | 53.02% |
| Foreign institutions (FII) | — | — | — | — |
| Domestic institutions (DII) | 0.15% | 0.21% | 0.25% | — |
| Mutual funds | — | — | — | — |
| Retail investors | 17.41% | 27.24% | 34.22% | 31.56% |
| Number of shareholders | 57,936 | 60,319 | 61,973 | 62,150 |
Common questions
How much do promoters hold in Viji Finance Ltd.?
Promoters held 30.07% of Viji Finance Ltd. at the end of Sept 2026, with 0.00% of promoter shares pledged.
Is Viji Finance Ltd. debt-free?
Its latest reported debt-to-equity ratio is 0.31.
What is Viji Finance Ltd.'s P/E ratio?
About 42.5, based on the last 12 months' earnings and a price of ₹14.98 (data 2026-10-31).
What is the 52-week high and low of Viji Finance Ltd.?
The 52-week high is ₹17.24 and the 52-week low is ₹2.01.
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| Viji Finance Ltd. | ₹14.98 | ₹346 cr | 42.5 | 6.8 | 8.8% | — | 0.31 | +427.5% |
| Laxmi India Finance Limited | ₹90.83 | ₹476 cr | 8.3 | 1 | 13.8% | — | 2.87 | -41.4% |
| Akiko Global Services Ltd. | ₹425 | ₹458 cr | — | — | 29.4% | 40.9% | 0.25 | +64.1% |
| Tara Chand Infralogistic Solutions Limited | ₹46.78 | ₹369 cr | 15.1 | 2.3 | 20.6% | 11.9% | 0.93 | -49.9% |
| Muthoot Capital Services Ltd. | ₹188.41 | ₹312 cr | 12.9 | — | 1.7% | — | 4.85 | -34.9% |
| Starteck Finance Ltd. | ₹245.7 | ₹249 cr | 10 | — | 9.5% | — | 1.33 | -18.7% |
Compare VIJIFIN with LAXMIINDIA in detail →
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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