TickerKhojNBFC & Lending · Finance/Rental/Leasing · NSE: UYFINCORP · data 2026-11-02
U. Y. Fincorp Limited
In plain words
Price: 3.5% below its 52-week high of ₹31.3.
Delivery: 46.2% of traded shares were kept for delivery over the last 10 sessions, against 71.0% over the last 60.
Latest results: a net profit of ₹20 cr for the quarter ended Jun 2026 (+228.6% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹214 cr |
| Net profit (last 12 months) | ₹62 cr |
| Sales growth, 3 years (yearly) | 43.4% |
| Profit growth, 3 years (yearly) | 84.0% |
At a glance
Promoters 71.5% (+0.1 pts in a year), pledged 0.0%, institutions 0.1%.
P/E 9.3, dividend yield 0.0%. Price relative to earnings and book value (low is cheaper, not better).
ROE 13.4%, operating margin 40.9%: how much profit it earns on the money it uses.
Profit growth 84.0% and sales growth 43.4% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
- Profit grew 84.0% a year over 3 years.
None flagged by these rules.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q1 FY27)
UYFINCORP Q1 FY27 results (standalone figures, as filed on NSE).
Revenue was ₹72.54 crore, up 230.5% YoY and up 3% QoQ.
Net profit was ₹19.62 crore, up 228.6% YoY and up 12.5% QoQ.
Operating margin was 36% (38% a year ago).
EPS was ₹1.03, up 232.3% YoY and up 12% QoQ.
UYFINCORP के Q1 FY27 नतीजे (स्टैंडअलोन आंकड़े, NSE पर दाखिल)।
राजस्व: ₹72.54 करोड़; पिछले साल की तुलना में 230.5% की बढ़त, पिछली तिमाही की तुलना में 3% की बढ़त।
शुद्ध मुनाफ़ा: ₹19.62 करोड़; पिछले साल की तुलना में 228.6% की बढ़त, पिछली तिमाही की तुलना में 12.5% की बढ़त।
ऑपरेटिंग मार्जिन: 36% (एक साल पहले 38%)।
EPS: ₹1.03; पिछले साल की तुलना में 232.3% की बढ़त, पिछली तिमाही की तुलना में 12% की बढ़त।
UYFINCORPના Q1 FY27 પરિણામો (સ્ટેન્ડઅલોન આંકડા, NSE પર ફાઇલ કરેલા).
આવક (રેવન્યુ): ₹72.54 કરોડ; ગયા વર્ષની સરખામણીએ 230.5% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 3% વધારો.
ચોખ્ખો નફો: ₹19.62 કરોડ; ગયા વર્ષની સરખામણીએ 228.6% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 12.5% વધારો.
ઓપરેટિંગ માર્જિન: 36% (એક વર્ષ પહેલાં 38%).
EPS: ₹1.03; ગયા વર્ષની સરખામણીએ 232.3% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 12% વધારો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
14/100 · Weak over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 0/30: Too few delivery days to compare delivery % (0 of 10); shares delivered not comparable (0 of 12); 0 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 9/15: 0 insider buy days (promoter group among them) and 2 SAST acquisition days in 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 0/15: No mutual fund scheme lists this stock. Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 0/15: No accumulation evidence row (only saved-scan stocks have one; 0 points).
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Insider ● Results
- 25 Aug 26Insider SAST disclosure: Dipti Deepak Kothari along with pac acquired 2,00,000 shares +0.1% next session
- 21 Aug 26Insider SAST disclosure: Dipti Deepak Kothari acquired 36,123 shares -0.6% next session
- 10 Aug 26Results Q1 FY27 results: profit +228.6% YoY -1.9% next session
- 27 May 26Results Q4 FY26 results: profit +1500.0% YoY +2.1% next session
- 4 Feb 26Results Q3 FY26 results: profit +702.9% YoY +3.1% next session
- 7 Nov 25Results Q2 FY26 results: profit +133.1% YoY +5.0% next session
- 13 Aug 25Results Q1 FY26 results: net profit ₹6 cr -10.6% next session
- 22 May 25Results Q4 FY25 results: net profit ₹1.1 cr -1.7% next session
- 14 Feb 25Results Q3 FY25 results: net profit ₹2.1 cr -7.0% next session
- 14 Nov 24Results Q2 FY25 results: net profit ₹3.5 cr -6.1% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (standalone)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Jun 2026 | ₹73 cr | ₹20 cr | +228.6% | 36.0% | 1.03 |
| Mar 2026 | ₹70 cr | ₹17 cr | +1500.0% | 35.2% | 0.92 |
| Dec 2025 | ₹42 cr | ₹17 cr | +702.9% | 53.3% | 0.88 |
| Sept 2025 | ₹27 cr | ₹8 cr | +133.1% | 41.6% | 0.43 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | 71.50% | 71.38% | 71.38% | 71.38% |
| Foreign institutions (FII) | 0.09% | 0.06% | 0.06% | 0.68% |
| Domestic institutions (DII) | — | — | — | — |
| Mutual funds | — | — | — | — |
| Retail investors | 7.31% | 7.67% | 7.71% | 7.84% |
| Number of shareholders | 19,519 | 19,353 | 19,802 | 20,379 |
Common questions
What was U. Y. Fincorp Limited's latest quarterly profit?
U. Y. Fincorp Limited reported a net profit of ₹20 cr for the quarter ended Jun 2026 (+228.6% on the same quarter a year earlier), on revenue of ₹73 cr.
How much do promoters hold in U. Y. Fincorp Limited?
Promoters held 71.50% of U. Y. Fincorp Limited at the end of Sept 2026, with 0.00% of promoter shares pledged.
Is U. Y. Fincorp Limited debt-free?
Its latest reported debt-to-equity ratio is 0.01, which is very low.
What is U. Y. Fincorp Limited's P/E ratio?
About 9.3, based on the last 12 months' earnings and a price of ₹30.2 (data 2026-11-02).
What is the 52-week high and low of U. Y. Fincorp Limited?
The 52-week high is ₹31.3 and the 52-week low is ₹11.5.
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| U. Y. Fincorp Limited | ₹30.2 | ₹575 cr | 9.3 | — | 13.4% | — | 0.01 | +104.1% |
| Capital India Finance Ltd | ₹18.19 | ₹706 cr | 19 | — | 6.1% | — | 1.43 | -49.8% |
| GIC Housing Finance Limited | ₹122.4 | ₹651 cr | 4.2 | — | 7.6% | — | 4.33 | -30.3% |
| ECOS (India) Mobility & Hospitality Limited | ₹101 | ₹602 cr | 10.3 | — | 23.7% | 26.2% | 0.03 | -52.7% |
| Mangal Credit & Fincorp Ltd. | ₹239.54 | ₹499 cr | 28.1 | — | 9.8% | — | 1.92 | +29.2% |
| Laxmi India Finance Limited | ₹93.31 | ₹476 cr | 8.5 | 1 | 13.8% | — | 2.87 | -38.7% |
Compare UYFINCORP with CIFL in detail →
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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