NBFC & Lending · Finance/Rental/Leasing · NSE: SATIN · data 2026-11-02
Satin Creditcare Network Ltd
In plain words
Price: 13.0% below its 52-week high of ₹274.14.
Delivery: 49.2% of traded shares were kept for delivery over the last 10 sessions, against 53.4% over the last 60.
Latest results: a net profit of ₹176 cr for the quarter ended Sept 2026 (+230.9% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹3,369 cr |
| Net profit (last 12 months) | ₹533 cr |
| Sales growth, 3 years (yearly) | 23.4% |
| Profit growth, 3 years (yearly) | 310.2% |
At a glance
Promoters 36.2% (unchanged in a year), pledged 0.0%, institutions 11.2%.
P/E 4.9, P/B 0.8, dividend yield 0.0%. Price relative to earnings and book value (low is cheaper, not better).
ROE 12.3%, operating margin 33.6%: how much profit it earns on the money it uses.
Profit growth 310.2% and sales growth 23.4% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
- Profit grew 310.2% a year over 3 years.
None flagged by these rules.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q2 FY27)
SATIN Q2 FY27 results (consolidated figures, as filed on NSE).
Revenue was ₹925.84 crore, up 17.5% YoY and up 21.5% QoQ.
Net profit was ₹175.92 crore, up 230.9% YoY and up 43.4% QoQ.
Operating margin was 62.1% (52.7% a year ago).
EPS was ₹15.98, up 230.8% YoY and up 43.3% QoQ.
SATIN के Q2 FY27 नतीजे (कंसोलिडेटेड आंकड़े, NSE पर दाखिल)।
राजस्व: ₹925.84 करोड़; पिछले साल की तुलना में 17.5% की बढ़त, पिछली तिमाही की तुलना में 21.5% की बढ़त।
शुद्ध मुनाफ़ा: ₹175.92 करोड़; पिछले साल की तुलना में 230.9% की बढ़त, पिछली तिमाही की तुलना में 43.4% की बढ़त।
ऑपरेटिंग मार्जिन: 62.1% (एक साल पहले 52.7%)।
EPS: ₹15.98; पिछले साल की तुलना में 230.8% की बढ़त, पिछली तिमाही की तुलना में 43.3% की बढ़त।
SATINના Q2 FY27 પરિણામો (કન્સોલિડેટેડ આંકડા, NSE પર ફાઇલ કરેલા).
આવક (રેવન્યુ): ₹925.84 કરોડ; ગયા વર્ષની સરખામણીએ 17.5% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 21.5% વધારો.
ચોખ્ખો નફો: ₹175.92 કરોડ; ગયા વર્ષની સરખામણીએ 230.9% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 43.4% વધારો.
ઓપરેટિંગ માર્જિન: 62.1% (એક વર્ષ પહેલાં 52.7%).
EPS: ₹15.98; ગયા વર્ષની સરખામણીએ 230.8% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 43.3% વધારો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
45/100 · Building over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 18/30: Delivery 35.2% over the last 20 sessions vs 55.2% in the 40 before (0.64x); shares delivered per day 2.5x usual; 2 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: Net −₹30.31 cr in bulk/block deals over 90 days (0 net buying days, 1 net selling day): more sold than bought.
- Insider / SAST buys 9/15: 0 insider buy days (promoter group among them) and 2 SAST acquisition days in 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 0/15: No mutual fund scheme lists this stock. Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 13/15: Verdict "Sustained", sustained score 67/100.
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results ● Deal ● Insider
- 28 Oct 26Results Q2 FY27 results: profit +230.9% YoY +12.2% next session
- 6 Oct 26Deal Bulk deal: MASSACHUSETTS INSTITUTE OF TECHNOLO… sold ₹30.31 cr +3.5% next session
- 5 Aug 26Insider SAST disclosure: Trishashna Holdings & Investments P… acquired shares -0.9% next session
- 4 Aug 26Insider SAST disclosure: Trishashna Holdings & Investments P… +1 acquired 38,50,000 shares +0.1% next session
- 30 Jul 26Results Q1 FY27 results: profit +172.0% YoY -7.2% next session
- 11 May 26Results Q4 FY26 results: profit +640.2% YoY +5.8% next session
- 28 Jan 26Results Q3 FY26 results: profit +404.3% YoY +0.5% next session
- 29 Oct 25Results Q2 FY26 results: profit +19.0% YoY -0.4% next session
- 8 Aug 25Results Q1 FY26 results: profit −57.2% YoY -1.5% next session
- 7 May 25Results Q4 FY25 results: profit −82.9% YoY +3.2% next session
- 10 Feb 25Results Q3 FY25 results: profit −87.4% YoY -0.8% next session
- 8 Nov 24Results Q2 FY25 results: profit −58.1% YoY -6.8% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (consolidated)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Sept 2026 | ₹926 cr | ₹176 cr | +230.9% | 62.1% | 15.98 |
| Jun 2026 | ₹762 cr | ₹123 cr | +172.0% | 54.8% | 11.15 |
| Mar 2026 | ₹920 cr | ₹162 cr | +640.2% | 65.1% | 14.73 |
| Dec 2025 | ₹747 cr | ₹72 cr | +404.3% | 51.5% | 6.54 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | 36.17% | 36.17% | 36.17% | 36.17% |
| Foreign institutions (FII) | 4.89% | 4.88% | 3.51% | 3.54% |
| Domestic institutions (DII) | 6.30% | 6.32% | 5.30% | 5.18% |
| Mutual funds | 1.71% | 1.81% | 1.40% | 1.40% |
| Retail investors | 9.68% | 10.59% | 13.01% | 14.10% |
| Number of shareholders | 34,289 | 37,727 | 44,277 | 46,944 |
Common questions
What was Satin Creditcare Network Ltd's latest quarterly profit?
Satin Creditcare Network Ltd reported a net profit of ₹176 cr for the quarter ended Sept 2026 (+230.9% on the same quarter a year earlier), on revenue of ₹926 cr.
How much do promoters hold in Satin Creditcare Network Ltd?
Promoters held 36.17% of Satin Creditcare Network Ltd at the end of Sept 2026, with 0.00% of promoter shares pledged.
Is Satin Creditcare Network Ltd debt-free?
Its latest reported debt-to-equity ratio is 3.84, meaning borrowings are larger than shareholders' equity.
What is Satin Creditcare Network Ltd's P/E ratio?
About 4.9, based on the last 12 months' earnings and a price of ₹238.62 (data 2026-11-02).
What is the 52-week high and low of Satin Creditcare Network Ltd?
The 52-week high is ₹274.14 and the 52-week low is ₹135.81.
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| Satin Creditcare Network Ltd | ₹238.62 | ₹2,627 cr | 4.9 | 0.8 | 12.3% | — | 3.84 | +52.0% |
| Aye Finance Limited | ₹130.07 | ₹3,195 cr | 10.7 | 1.2 | 9.2% | — | 2 | +0.8% |
| Sanghvi Movers Limited | ₹379 | ₹3,171 cr | 16.5 | — | 15% | 16.5% | 0.51 | -4.6% |
| IndoStar Capital Finance Limited | ₹187.46 | ₹2,963 cr | — | — | 3.5% | — | 1.46 | -21.9% |
| Mufin Green Finance Limited | ₹133.03 | ₹2,634 cr | 64.4 | — | 6.7% | — | 2.44 | +33.9% |
| Muthoot Microfin Ltd | ₹140 | ₹2,302 cr | 9.7 | — | 6.2% | — | 3.4 | -16.9% |
Compare SATIN with AYE in detail →
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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