Insurance · Life/Health Insurance · NSE: LICI · data 2026-11-01
Life Insurance Corp. of India
In plain words
Price: 18.2% below its 52-week high of ₹468.48.
Delivery: 65.7% of traded shares were kept for delivery over the last 10 sessions, against 59.6% over the last 60.
Latest results: a net profit of ₹13,584 cr for the quarter ended Jun 2026 (+24.0% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹9,93,866 cr |
| Net profit (last 12 months) | ₹60,080 cr |
| Sales growth, 3 years (yearly) | 7.4% |
| Profit growth, 3 years (yearly) | 11.5% |
At a glance
Promoters 90.0% (-6.5 pts in a year), pledged 0.0%, institutions 7.7%.
P/E 8.1, dividend yield 2.6%. Price relative to earnings and book value (low is cheaper, not better).
ROE 7.5%, operating margin 5.8%: how much profit it earns on the money it uses.
Profit growth 11.5% and sales growth 7.4% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
- Pays a dividend yielding 2.6%.
- Low return on equity (7.5%).
- Promoters cut their holding by 6.5 points in a year.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q1 FY27)
LICI Q1 FY27 results (consolidated figures, as filed on NSE).
Income was ₹1,27,623.16 crore, up 6.7% YoY and down 22.7% QoQ.
Net profit was ₹13,584.25 crore, up 24% YoY and down 42.1% QoQ.
EPS was ₹10.74, up 24% YoY and down 42.1% QoQ.
LICI के Q1 FY27 नतीजे (कंसोलिडेटेड आंकड़े, NSE पर दाखिल)।
आय: ₹1,27,623.16 करोड़; पिछले साल की तुलना में 6.7% की बढ़त, पिछली तिमाही की तुलना में 22.7% की गिरावट।
शुद्ध मुनाफ़ा: ₹13,584.25 करोड़; पिछले साल की तुलना में 24% की बढ़त, पिछली तिमाही की तुलना में 42.1% की गिरावट।
EPS: ₹10.74; पिछले साल की तुलना में 24% की बढ़त, पिछली तिमाही की तुलना में 42.1% की गिरावट।
LICIના Q1 FY27 પરિણામો (કન્સોલિડેટેડ આંકડા, NSE પર ફાઇલ કરેલા).
આવક: ₹1,27,623.16 કરોડ; ગયા વર્ષની સરખામણીએ 6.7% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 22.7% ઘટાડો.
ચોખ્ખો નફો: ₹13,584.25 કરોડ; ગયા વર્ષની સરખામણીએ 24% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 42.1% ઘટાડો.
EPS: ₹10.74; ગયા વર્ષની સરખામણીએ 24% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 42.1% ઘટાડો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
26/100 · Neutral over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 0/30: Delivery 60.5% over the last 20 sessions vs 61.8% in the 40 before (0.98x); shares delivered per day 0.47x usual; 0 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 13/15: 28 schemes hold it, about ₹6,716 cr in all (as of 2026-09-30). Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 8/15: Verdict "Building", sustained score 47/100.
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results ● Dividend ● Bonus
- 6 Aug 26Results Q1 FY27 results: profit +24.0% YoY +0.3% next session
- 25 Jun 26Dividend Dividend ₹10 (ex-date) -1.2% next session
- 29 May 26Bonus Bonus 1:1 (ex-date)
- 21 May 26Results Q4 FY26 results: profit +23.3% YoY +1.5% next session
- 5 Feb 26Results Q3 FY26 results: net profit ₹12,930.4 cr +8.0% next session
- 6 Nov 25Results Q2 FY26 results: net profit ₹10,098.5 cr +2.0% next session
- 7 Aug 25Results Q1 FY26 results: net profit ₹10,957 cr +2.3% next session
- 25 Jul 25Dividend Dividend ₹12 (ex-date) -2.9% next session
- 28 May 25Results Q4 FY25 results: net profit ₹19,038.7 cr +8.4% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (consolidated)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Jun 2026 | ₹1,27,623 cr | ₹13,584 cr | +24.0% | — | 10.74 |
| Mar 2026 | ₹1,65,067 cr | ₹23,467 cr | +23.3% | — | 37.1 |
| Dec 2025 | ₹1,25,988 cr | ₹12,930 cr | — | — | 20.44 |
| Sept 2025 | ₹1,26,930 cr | ₹10,098 cr | — | — | 15.97 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | 90.00% | 96.50% | 96.50% | 96.50% |
| Foreign institutions (FII) | 1.55% | 0.44% | 0.31% | 0.20% |
| Domestic institutions (DII) | 6.17% | 0.99% | 1.28% | 1.34% |
| Mutual funds | 5.50% | 0.84% | 1.13% | 1.20% |
| Retail investors | 1.64% | 1.55% | 1.48% | 1.52% |
| Number of shareholders | 21,66,326 | 21,52,897 | 21,11,766 | 21,55,417 |
Common questions
What was Life Insurance Corp. of India's latest quarterly profit?
Life Insurance Corp. of India reported a net profit of ₹13,584 cr for the quarter ended Jun 2026 (+24.0% on the same quarter a year earlier), on revenue of ₹1,27,623 cr.
How much do promoters hold in Life Insurance Corp. of India?
Promoters held 90.00% of Life Insurance Corp. of India at the end of Sept 2026, with 0.00% of promoter shares pledged.
Is Life Insurance Corp. of India debt-free?
Its latest reported debt-to-equity ratio is 0, so it carries little or no borrowing on the balance sheet.
What is Life Insurance Corp. of India's P/E ratio?
About 8.1, based on the last 12 months' earnings and a price of ₹383.25 (data 2026-11-01).
What is the 52-week high and low of Life Insurance Corp. of India?
The 52-week high is ₹468.48 and the 52-week low is ₹360.75.
Mutual funds holding Life Insurance Corp. of India
From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 28 schemes holding about ₹6,716 cr; funds that hold it outside their top holdings may not be listed.
| Scheme | Fund house | % of fund | Value |
|---|---|---|---|
| SBI Aggressive Hybrid Fund | SBI Mutual Fund | 2.29% | ₹1,973 cr |
| SBI Focused Fund | SBI Mutual Fund | 3.31% | ₹1,661 cr |
| SBI Large Cap Fund | SBI Mutual Fund | 0.97% | ₹508 cr |
| SBI Flexicap Fund | SBI Mutual Fund | 2.20% | ₹486 cr |
| SBI Dividend Yield Fund | SBI Mutual Fund | 3.85% | ₹310 cr |
| SBI Contra Fund | SBI Mutual Fund | 0.54% | ₹243 cr |
| Nippon India Focused Fund | Nippon India Mutual Fund | 2.52% | ₹204 cr |
| ADITYA BIRLA SUN LIFE PSU EQUITY FUND | Aditya Birla Sun Life Mutual Fund | 3.49% | ₹202 cr |
| Nippon India Multi Asset Allocation Fund | Nippon India Mutual Fund | 0.98% | ₹177 cr |
| NIPPON INDIA BANKING & FINANCIAL SERVICES FUND | Nippon India Mutual Fund | 2.25% | ₹166 cr |
| SBI PSU Fund | SBI Mutual Fund | 2.13% | ₹135 cr |
| SBI Equity Savings Fund | SBI Mutual Fund | 2.29% | ₹124 cr |
| SBI Banking And Financial Services Fund | SBI Mutual Fund | 1.06% | ₹111 cr |
| ADITYA BIRLA SUN LIFE VALUE FUND | Aditya Birla Sun Life Mutual Fund | 0.99% | ₹66 cr |
| SBI Quality Fund | SBI Mutual Fund | 1.93% | ₹50 cr |
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| Life Insurance Corp. of India | ₹383.25 | ₹4,85,760 cr | 8.1 | — | 7.5% | 0.9% | 0 | -15.8% |
| Bajaj Finserv Limited | ₹1,667.6 | ₹2,67,208 cr | 26.5 | — | 13% | 10% | 4.64 | -22.1% |
| SBI Life Insurance Co. Ltd. | ₹1,658.6 | ₹1,66,160 cr | 62.7 | 8.1 | 13.7% | 0.6% | 0 | -15.8% |
| HDFC Life Insurance Co. Ltd. | ₹524.9 | ₹1,13,659 cr | 55.4 | 5.9 | 11.3% | 0.6% | 0.17 | -30.8% |
| ICICI Life Insurance Ltd | ₹410 | ₹59,356 cr | 37.1 | 4.4 | 12.6% | 0.6% | 0.19 | -31.8% |
| Max Financial Services Limited | ₹1,200 | ₹41,517 cr | 221.9 | 7.2 | 1.6% | — | 0.44 | -21.0% |
Compare LICI with BAJAJFINSV in detail →
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
Open LICI in NSE Scanner →