Banks · Major Banks · NSE: IOB · data 2026-10-30
Indian Overseas Bank
In plain words
Price: 30.1% below its 52-week high of ₹41.14.
Delivery: 41.9% of traded shares were kept for delivery over the last 10 sessions, against 47.7% over the last 60.
Latest results: a net profit of ₹627 cr for the quarter ended Sept 2023 (+25.4% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹40,817 cr |
| Net profit (last 12 months) | ₹6,662 cr |
| Sales growth, 3 years (yearly) | 16.5% |
| Profit growth, 3 years (yearly) | 37.1% |
Latest results in brief (Q4 FY25)
IOB Q4 FY25 results (consolidated figures, as filed on NSE).
Interest earned was ₹7,634.81 crore.
Net profit was ₹1,091.94 crore.
EPS was ₹0.58.
IOB के Q4 FY25 नतीजे (कंसोलिडेटेड आंकड़े, NSE पर दाखिल)।
ब्याज आय: ₹7,634.81 करोड़।
शुद्ध मुनाफ़ा: ₹1,091.94 करोड़।
EPS: ₹0.58।
IOBના Q4 FY25 પરિણામો (કન્સોલિડેટેડ આંકડા, NSE પર ફાઇલ કરેલા).
વ્યાજની આવક: ₹7,634.81 કરોડ.
ચોખ્ખો નફો: ₹1,091.94 કરોડ.
EPS: ₹0.58.
Written from the filed numbers. Not a recommendation.
Smart-money activity
13/100 · Weak over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 3/30: Delivery 36.5% over the last 20 sessions vs 50.7% in the 40 before (0.72x); shares delivered per day 1.09x usual; 0 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 5/15: 4 schemes hold it, about ₹59 cr in all (as of 2026-09-30). Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 0/15: No accumulation evidence row (only saved-scan stocks have one; 0 points).
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results
- 26 Oct 26Results Q2 FY27 results: profit +55.9% YoY +1.7% next session
- 19 Sept 26Results Q4 FY26 results: profit +42.5% YoY -0.3% next session
- 20 Jul 26Results Q1 FY27 results: profit +45.6% YoY +4.1% next session
- 14 Jan 26Results Q3 FY26 results: profit +63.1% YoY +2.0% next session
- 16 Oct 25Results Q2 FY26 results: profit +61.5% YoY -3.5% next session
- 18 Jul 25Results Q1 FY26 results: profit +81.7% YoY +0.1% next session
- 2 May 25Results Q4 FY25 results: profit +34.7% YoY +0.1% next session
- 20 Jan 25Results Q3 FY25 results: profit +20.9% YoY +1.1% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (consolidated)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Sept 2023 | ₹5,825 cr | ₹627 cr | +25.4% | 28.8% | 0 |
| Mar 2023 | ₹5,195 cr | ₹656 cr | +18.8% | 36.3% | 0 |
| Sept 2022 | ₹4,719 cr | ₹500 cr | — | 31.6% | 0.27 |
| Mar 2022 | ₹4,216 cr | ₹552 cr | — | 38.3% | 0.29 |
Shareholding trend
| Holder | Jun 2026 | Sept 2025 |
|---|---|---|
| Promoters | 92.44% | 94.61% |
| Foreign institutions (FII) | 0.47% | 0.31% |
| Domestic institutions (DII) | 4.29% | 2.30% |
| Mutual funds | 0.24% | 0.12% |
| Retail investors | 1.81% | 1.79% |
| Number of shareholders | 9,55,025 | 9,88,551 |
Common questions
What was Indian Overseas Bank's latest quarterly profit?
Indian Overseas Bank reported a net profit of ₹627 cr for the quarter ended Sept 2023 (+25.4% on the same quarter a year earlier), on revenue of ₹5,825 cr.
How much do promoters hold in Indian Overseas Bank?
Promoters held 92.44% of Indian Overseas Bank at the end of Jun 2026, with 0.00% of promoter shares pledged.
Is Indian Overseas Bank debt-free?
Its latest reported debt-to-equity ratio is 1.42, meaning borrowings are larger than shareholders' equity.
What is Indian Overseas Bank's P/E ratio?
About 8.3, based on the last 12 months' earnings and a price of ₹28.74 (data 2026-10-30).
What is the 52-week high and low of Indian Overseas Bank?
The 52-week high is ₹41.14 and the 52-week low is ₹28.32.
Mutual funds holding Indian Overseas Bank
From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 4 schemes holding about ₹59 cr; funds that hold it outside their top holdings may not be listed.
| Scheme | Fund house | % of fund | Value |
|---|---|---|---|
| NIPPON INDIA ETF NIFTY PSU BANK BEES | Nippon India Mutual Fund | 1.32% | ₹52 cr |
| SBI BSE PSU Bank Index Fund | SBI Mutual Fund | 1.38% | ₹5 cr |
| SBI BSE PSU Bank ETF | SBI Mutual Fund | 1.38% | ₹2 cr |
| Mirae Asset Nifty PSU Bank ETF | Mirae Asset Mutual Fund | 1.32% | ₹1 cr |
Similar companies
IndusInd Bank Ltd. (INDUSINDBK) · Bank of Maharashtra (MAHABANK) · Bank of India (BANKINDIA) · RBL Bank Ltd. (RBLBANK) · Yes Bank Limited (YESBANK)
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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