Insurance · Specialty Insurance · NSE: GICRE · data 2026-11-01
General Insurance Corporation of India
In plain words
Price: 25.6% below its 52-week high of ₹417.95.
Delivery: 52.2% of traded shares were kept for delivery over the last 10 sessions, against 53.6% over the last 60.
Latest results: a net profit of ₹2,966 cr for the quarter ended Sept 2026 (+3.2% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹51,743 cr |
| Net profit (last 12 months) | ₹8,968 cr |
| Sales growth, 3 years (yearly) | 4.4% |
| Profit growth, 3 years (yearly) | 11.8% |
At a glance
Promoters 77.4% (-5.0 pts in a year), pledged 0.0%, institutions 20.1%.
P/E 6.1, P/B 0.5, dividend yield 4.3%. Price relative to earnings and book value (low is cheaper, not better).
ROE 17.9%, operating margin 13.4%: how much profit it earns on the money it uses.
Profit growth 11.8% and sales growth 4.4% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
- Pays a dividend yielding 4.3%.
- Slow sales growth (4.4% a year over 3 years).
- Promoters cut their holding by 5.0 points in a year.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q2 FY27)
GICRE Q2 FY27 results (consolidated figures, as filed on NSE).
Income was ₹10,711.61 crore, up 20% YoY and down 3.5% QoQ.
Net profit was ₹2,965.69 crore, up 3.2% YoY and up 70.1% QoQ.
EPS was ₹16.9, up 3.2% YoY and up 70% QoQ.
GICRE के Q2 FY27 नतीजे (कंसोलिडेटेड आंकड़े, NSE पर दाखिल)।
आय: ₹10,711.61 करोड़; पिछले साल की तुलना में 20% की बढ़त, पिछली तिमाही की तुलना में 3.5% की गिरावट।
शुद्ध मुनाफ़ा: ₹2,965.69 करोड़; पिछले साल की तुलना में 3.2% की बढ़त, पिछली तिमाही की तुलना में 70.1% की बढ़त।
EPS: ₹16.9; पिछले साल की तुलना में 3.2% की बढ़त, पिछली तिमाही की तुलना में 70% की बढ़त।
GICREના Q2 FY27 પરિણામો (કન્સોલિડેટેડ આંકડા, NSE પર ફાઇલ કરેલા).
આવક: ₹10,711.61 કરોડ; ગયા વર્ષની સરખામણીએ 20% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 3.5% ઘટાડો.
ચોખ્ખો નફો: ₹2,965.69 કરોડ; ગયા વર્ષની સરખામણીએ 3.2% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 70.1% વધારો.
EPS: ₹16.9; ગયા વર્ષની સરખામણીએ 3.2% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 70% વધારો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
11/100 · Weak over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 0/30: Delivery 52.4% over the last 20 sessions vs 52.6% in the 40 before (1x); shares delivered per day 0.73x usual; 0 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 5/15: 2 schemes hold it, about ₹157 cr in all (as of 2026-09-30). Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 1/15: Verdict "None", sustained score 35/100.
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results ● Dividend
- 30 Oct 26Results Q2 FY27 results: profit +3.2% YoY
- 4 Sept 26Dividend Dividend ₹13.25 (ex-date) -1.8% next session
- 13 Aug 26Results Q1 FY27 results: profit −31.1% YoY -1.1% next session
- 26 May 26Results Q4 FY26 results: profit +1.3% YoY -0.2% next session
- 7 Feb 26Results Q3 FY26 results: net profit ₹1,751.4 cr +0.9% next session
- 12 Nov 25Results Q2 FY26 results: net profit ₹2,873.5 cr +1.8% next session
- 4 Sept 25Dividend Dividend ₹10 (ex-date) -1.4% next session
- 7 Aug 25Results Q1 FY26 results: net profit ₹2,530.6 cr +3.4% next session
- 26 May 25Results Q4 FY25 results: net profit ₹2,498.9 cr -2.5% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (consolidated)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Sept 2026 | ₹10,712 cr | ₹2,966 cr | +3.2% | — | 16.9 |
| Jun 2026 | ₹11,098 cr | ₹1,744 cr | -31.1% | — | 9.94 |
| Mar 2026 | ₹9,914 cr | ₹2,533 cr | +1.3% | — | 14.44 |
| Dec 2025 | ₹9,631 cr | ₹1,751 cr | — | — | 9.84 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | 77.40% | 77.40% | 82.40% | 82.40% |
| Foreign institutions (FII) | 2.40% | 2.43% | 2.06% | 2.12% |
| Domestic institutions (DII) | 17.71% | 17.73% | 13.55% | 13.32% |
| Mutual funds | 3.81% | 3.77% | 1.49% | 1.19% |
| Retail investors | 1.75% | 1.66% | 1.40% | 1.51% |
| Number of shareholders | 2,23,603 | 2,24,351 | 2,17,494 | 2,24,559 |
Common questions
What was General Insurance Corporation of India's latest quarterly profit?
General Insurance Corporation of India reported a net profit of ₹2,966 cr for the quarter ended Sept 2026 (+3.2% on the same quarter a year earlier), on revenue of ₹10,712 cr.
How much do promoters hold in General Insurance Corporation of India?
Promoters held 77.40% of General Insurance Corporation of India at the end of Sept 2026, with 0.00% of promoter shares pledged.
Is General Insurance Corporation of India debt-free?
Its latest reported debt-to-equity ratio is 0, so it carries little or no borrowing on the balance sheet.
What is General Insurance Corporation of India's P/E ratio?
About 6.1, based on the last 12 months' earnings and a price of ₹310.85 (data 2026-11-01).
What is the 52-week high and low of General Insurance Corporation of India?
The 52-week high is ₹417.95 and the 52-week low is ₹308.
Mutual funds holding General Insurance Corporation of India
From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 2 schemes holding about ₹157 cr; funds that hold it outside their top holdings may not be listed.
| Scheme | Fund house | % of fund | Value |
|---|---|---|---|
| SBI PSU Fund | SBI Mutual Fund | 2.16% | ₹137 cr |
| Mirae Asset Banking and Financial Services Fund | Mirae Asset Mutual Fund | 0.89% | ₹20 cr |
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| General Insurance Corporation of India | ₹310.85 | ₹54,693 cr | 6.1 | 0.5 | 17.9% | 10.1% | 0 | -19.3% |
| Aditya Birla Capital Ltd. | ₹369.45 | ₹1,00,292 cr | 21.9 | 2.4 | 11.6% | — | 5.26 | +18.9% |
| ICICI Lombard General Insurance Co. Ltd. | ₹1,580.8 | ₹78,559 cr | 31.1 | 4.2 | 17.8% | 11.3% | 0 | -22.1% |
| ICICI Life Insurance Ltd | ₹410 | ₹59,356 cr | 37.1 | 4.4 | 12.6% | 0.6% | 0.19 | -31.8% |
| Max Financial Services Limited | ₹1,200 | ₹41,517 cr | 221.9 | 7.2 | 1.6% | — | 0.44 | -21.0% |
| Star Health & Allied Insurance Co. Ltd. | ₹530.4 | ₹31,215 cr | 29.7 | 3 | 7.6% | 4.6% | 0.06 | +10.3% |
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