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NBFC & Lending · Finance/Rental/Leasing · NSE: BAJAJHFL · data 2026-10-31

Bajaj Housing Finance Ltd.

₹77.42-0.64% on 30 OctHealth: Average 4/10
Feb 2026Low ₹73.09 · High ₹91.8-15.2%

In plain words

Price: 29.9% below its 52-week high of ₹110.5.

Delivery: 50.6% of traded shares were kept for delivery over the last 10 sessions, against 53.9% over the last 60.

Latest results: a net profit of ₹757 cr for the quarter ended Sept 2026 (+17.7% on the same quarter a year earlier).

A description of the data, not a recommendation.

Open full analysis — chart, results, balance sheet, red flags →

Key figures

Price
₹77.42
Market cap
₹64,492 cr
P/E
23
P/B
2.7
ROE
12.1%
ROCE
—
Debt / equity
4.6
Dividend yield
0.00%
1-year return
-29.8%
52-week high
₹110.5
52-week low
₹72.65
Operating margin
31.5%

Growth

Revenue (last 12 months)₹12,103 cr
Net profit (last 12 months)₹2,806 cr
Sales growth, 3 years (yearly)25.4%
Profit growth, 3 years (yearly)26.7%

At a glance

Ownership
Weak

Promoters 86.7% (-2.0 pts in a year), pledged 0.0%, institutions 2.0%.

Valuation
Moderate

P/E 23.0, P/B 2.7, dividend yield 0.0%. Price relative to earnings and book value (low is cheaper, not better).

Efficiency
Moderate

ROE 12.1%, operating margin 31.5%: how much profit it earns on the money it uses.

Financials
Strong

Profit growth 26.7% and sales growth 25.4% a year over 3 years.

Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.

Strengths and limitations

Strengths
  • Profit grew 26.7% a year over 3 years.
Limitations
  • Promoters cut their holding by 2.0 points in a year.

Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.

Latest results in brief (Q2 FY27)

BAJAJHFL Q2 FY27 results (standalone figures, as filed on NSE).

Revenue was ₹3,250.57 crore, up 18% YoY and up 6.1% QoQ.

Net profit was ₹756.97 crore, up 17.7% YoY and up 5.8% QoQ.

Operating margin was 92% (90.8% a year ago).

EPS was ₹0.91, up 18.2% YoY and up 5.8% QoQ.

BAJAJHFL के Q2 FY27 नतीजे (स्टैंडअलोन आंकड़े, NSE पर दाखिल)।

राजस्व: ₹3,250.57 करोड़; पिछले साल की तुलना में 18% की बढ़त, पिछली तिमाही की तुलना में 6.1% की बढ़त।

शुद्ध मुनाफ़ा: ₹756.97 करोड़; पिछले साल की तुलना में 17.7% की बढ़त, पिछली तिमाही की तुलना में 5.8% की बढ़त।

ऑपरेटिंग मार्जिन: 92% (एक साल पहले 90.8%)।

EPS: ₹0.91; पिछले साल की तुलना में 18.2% की बढ़त, पिछली तिमाही की तुलना में 5.8% की बढ़त।

BAJAJHFLના Q2 FY27 પરિણામો (સ્ટેન્ડઅલોન આંકડા, NSE પર ફાઇલ કરેલા).

આવક (રેવન્યુ): ₹3,250.57 કરોડ; ગયા વર્ષની સરખામણીએ 18% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 6.1% વધારો.

ચોખ્ખો નફો: ₹756.97 કરોડ; ગયા વર્ષની સરખામણીએ 17.7% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 5.8% વધારો.

ઓપરેટિંગ માર્જિન: 92% (એક વર્ષ પહેલાં 90.8%).

EPS: ₹0.91; ગયા વર્ષની સરખામણીએ 18.2% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 5.8% વધારો.

Written from the filed numbers. Not a recommendation.

Smart-money activity

15/100 · Weak over the last ~60 sessions, data 2026-10-30

A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.

Story so far

2026-10-16: Q2 FY27 results: profit +17.7% YoY2026-07-29: Q1 FY27 results: profit +22.6% YoY2026-05-04: Q4 FY26 results: profit +14.1% YoY

● Results

From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.

Quarterly results (standalone)

QuarterRevenueNet profitProfit YoYOp. marginEPS ₹
Sept 2026₹3,251 cr₹757 cr+17.7%92.0%0.91
Jun 2026₹3,063 cr₹715 cr+22.6%92.4%0.86
Mar 2026₹2,903 cr₹669 cr+14.1%91.0%0.8
Dec 2025₹2,886 cr₹665 cr+21.3%90.9%0.8

Shareholding trend

HolderSept 2026Jun 2026Mar 2026Dec 2025
Promoters86.70%86.70%86.70%86.70%
Foreign institutions (FII)0.90%0.90%0.98%0.94%
Domestic institutions (DII)1.09%1.01%1.18%1.39%
Mutual funds0.40%0.28%0.35%0.63%
Retail investors8.82%8.95%8.84%8.76%
Number of shareholders22,42,94723,15,86123,64,07424,28,409

Common questions

What was Bajaj Housing Finance Ltd.'s latest quarterly profit?

Bajaj Housing Finance Ltd. reported a net profit of ₹757 cr for the quarter ended Sept 2026 (+17.7% on the same quarter a year earlier), on revenue of ₹3,251 cr.

How much do promoters hold in Bajaj Housing Finance Ltd.?

Promoters held 86.70% of Bajaj Housing Finance Ltd. at the end of Sept 2026, with 0.00% of promoter shares pledged.

Is Bajaj Housing Finance Ltd. debt-free?

Its latest reported debt-to-equity ratio is 4.6, meaning borrowings are larger than shareholders' equity.

What is Bajaj Housing Finance Ltd.'s P/E ratio?

About 23, based on the last 12 months' earnings and a price of ₹77.42 (data 2026-10-31).

What is the 52-week high and low of Bajaj Housing Finance Ltd.?

The 52-week high is ₹110.5 and the 52-week low is ₹72.65.

Mutual funds holding Bajaj Housing Finance Ltd.

From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 3 schemes holding about ₹0 cr; funds that hold it outside their top holdings may not be listed.

SchemeFund house% of fundValue
Mirae Asset BSE Select IPO ETFMirae Asset Mutual Fund0.65%₹0 cr
Mirae Asset BSE 200 Equal Weight ETFMirae Asset Mutual Fund0.52%₹0 cr
Nippon India Nifty 500 Low Volatility 50 Index FundNippon India Mutual Fund0.31%₹0 cr

Compared with similar companies

CompanyPriceMarket capP/EP/BROEROCEDebt/eq.1-yr return
Bajaj Housing Finance Ltd.₹77.42₹64,492 cr232.712.1%—4.6-29.8%
REC Limited₹285.6₹75,047 cr50.820.1%—6.1-26.3%
L&T Finance Ltd₹244.4₹61,282 cr17.92.111.1%—3.94-8.8%
Piramal Finance Limited₹1,817₹57,100 cr21.81.36.7%—2.85+44.2%
SBI Cards & Payment Services Ltd₹525₹50,104 cr19.22.914.7%—2.81-42.4%
Sundaram Finance Limited₹3,941₹43,750 cr19.6—14.7%—4.09-15.1%

Compare BAJAJHFL with RECLTD in detail →

The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.

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