NBFC & Lending · Finance/Rental/Leasing · NSE: BAJAJHFL · data 2026-10-31
Bajaj Housing Finance Ltd.
In plain words
Price: 29.9% below its 52-week high of ₹110.5.
Delivery: 50.6% of traded shares were kept for delivery over the last 10 sessions, against 53.9% over the last 60.
Latest results: a net profit of ₹757 cr for the quarter ended Sept 2026 (+17.7% on the same quarter a year earlier).
A description of the data, not a recommendation.
Key figures
Growth
| Revenue (last 12 months) | ₹12,103 cr |
| Net profit (last 12 months) | ₹2,806 cr |
| Sales growth, 3 years (yearly) | 25.4% |
| Profit growth, 3 years (yearly) | 26.7% |
At a glance
Promoters 86.7% (-2.0 pts in a year), pledged 0.0%, institutions 2.0%.
P/E 23.0, P/B 2.7, dividend yield 0.0%. Price relative to earnings and book value (low is cheaper, not better).
ROE 12.1%, operating margin 31.5%: how much profit it earns on the money it uses.
Profit growth 26.7% and sales growth 25.4% a year over 3 years.
Ratings use fixed thresholds on the latest reported figures. They describe the numbers and are not a recommendation.
Strengths and limitations
- Profit grew 26.7% a year over 3 years.
- Promoters cut their holding by 2.0 points in a year.
Picked automatically from the latest reported figures with fixed rules; check the company's filings before relying on them.
Latest results in brief (Q2 FY27)
BAJAJHFL Q2 FY27 results (standalone figures, as filed on NSE).
Revenue was ₹3,250.57 crore, up 18% YoY and up 6.1% QoQ.
Net profit was ₹756.97 crore, up 17.7% YoY and up 5.8% QoQ.
Operating margin was 92% (90.8% a year ago).
EPS was ₹0.91, up 18.2% YoY and up 5.8% QoQ.
BAJAJHFL के Q2 FY27 नतीजे (स्टैंडअलोन आंकड़े, NSE पर दाखिल)।
राजस्व: ₹3,250.57 करोड़; पिछले साल की तुलना में 18% की बढ़त, पिछली तिमाही की तुलना में 6.1% की बढ़त।
शुद्ध मुनाफ़ा: ₹756.97 करोड़; पिछले साल की तुलना में 17.7% की बढ़त, पिछली तिमाही की तुलना में 5.8% की बढ़त।
ऑपरेटिंग मार्जिन: 92% (एक साल पहले 90.8%)।
EPS: ₹0.91; पिछले साल की तुलना में 18.2% की बढ़त, पिछली तिमाही की तुलना में 5.8% की बढ़त।
BAJAJHFLના Q2 FY27 પરિણામો (સ્ટેન્ડઅલોન આંકડા, NSE પર ફાઇલ કરેલા).
આવક (રેવન્યુ): ₹3,250.57 કરોડ; ગયા વર્ષની સરખામણીએ 18% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 6.1% વધારો.
ચોખ્ખો નફો: ₹756.97 કરોડ; ગયા વર્ષની સરખામણીએ 17.7% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 5.8% વધારો.
ઓપરેટિંગ માર્જિન: 92% (એક વર્ષ પહેલાં 90.8%).
EPS: ₹0.91; ગયા વર્ષની સરખામણીએ 18.2% વધારો, ગયા ક્વાર્ટરની સરખામણીએ 5.8% વધારો.
Written from the filed numbers. Not a recommendation.
Smart-money activity
15/100 · Weak over the last ~60 sessions, data 2026-10-30
- Delivery vs usual 6/30: Delivery 50.7% over the last 20 sessions vs 55.4% in the 40 before (0.92x); shares delivered per day 1.25x usual; 0 delivery-spike days (3x usual shares delivered, 40%+ delivery) in the last 20 sessions.
- Bulk/block deals 0/20: No bulk or block deals in the last 90 days.
- Insider / SAST buys 0/15: No insider buy or SAST acquisition filings in the last 90 days. Insider sells are not collected by the site, so only buy filings count.
- Mutual fund holding 4/15: 3 schemes hold it, about ₹0 cr in all (as of 2026-09-30). Latest monthly portfolios only (top 60 holdings per scheme); month-on-month change is not stored.
- Accumulation evidence 0/15: No accumulation evidence row (only saved-scan stocks have one; 0 points).
- Promoter pledges 5/5: No promoter pledge filings in 90 days.
A description of recorded activity (delivery, deals, insider buys, fund holding, pledges), not a recommendation. Today's most active stocks.
Story so far
● Results
- 16 Oct 26Results Q2 FY27 results: profit +17.7% YoY -1.3% next session
- 29 Jul 26Results Q1 FY27 results: profit +22.6% YoY +1.0% next session
- 4 May 26Results Q4 FY26 results: profit +14.1% YoY -0.8% next session
- 2 Feb 26Results Q3 FY26 results: profit +21.3% YoY +1.5% next session
- 6 Nov 25Results Q2 FY26 results: profit +17.8% YoY 0.0% next session
- 23 Jul 25Results Q1 FY26 results: net profit ₹583.3 cr -1.5% next session
- 8 May 25Results Q4 FY25 results: net profit ₹586.7 cr -1.8% next session
- 27 Jan 25Results Q3 FY25 results: net profit ₹548 cr +1.9% next session
From official exchange filings and NSE data. How the price moved after an event describes the past, not what comes next.
Quarterly results (standalone)
| Quarter | Revenue | Net profit | Profit YoY | Op. margin | EPS ₹ |
|---|---|---|---|---|---|
| Sept 2026 | ₹3,251 cr | ₹757 cr | +17.7% | 92.0% | 0.91 |
| Jun 2026 | ₹3,063 cr | ₹715 cr | +22.6% | 92.4% | 0.86 |
| Mar 2026 | ₹2,903 cr | ₹669 cr | +14.1% | 91.0% | 0.8 |
| Dec 2025 | ₹2,886 cr | ₹665 cr | +21.3% | 90.9% | 0.8 |
Shareholding trend
| Holder | Sept 2026 | Jun 2026 | Mar 2026 | Dec 2025 |
|---|---|---|---|---|
| Promoters | 86.70% | 86.70% | 86.70% | 86.70% |
| Foreign institutions (FII) | 0.90% | 0.90% | 0.98% | 0.94% |
| Domestic institutions (DII) | 1.09% | 1.01% | 1.18% | 1.39% |
| Mutual funds | 0.40% | 0.28% | 0.35% | 0.63% |
| Retail investors | 8.82% | 8.95% | 8.84% | 8.76% |
| Number of shareholders | 22,42,947 | 23,15,861 | 23,64,074 | 24,28,409 |
Common questions
What was Bajaj Housing Finance Ltd.'s latest quarterly profit?
Bajaj Housing Finance Ltd. reported a net profit of ₹757 cr for the quarter ended Sept 2026 (+17.7% on the same quarter a year earlier), on revenue of ₹3,251 cr.
How much do promoters hold in Bajaj Housing Finance Ltd.?
Promoters held 86.70% of Bajaj Housing Finance Ltd. at the end of Sept 2026, with 0.00% of promoter shares pledged.
Is Bajaj Housing Finance Ltd. debt-free?
Its latest reported debt-to-equity ratio is 4.6, meaning borrowings are larger than shareholders' equity.
What is Bajaj Housing Finance Ltd.'s P/E ratio?
About 23, based on the last 12 months' earnings and a price of ₹77.42 (data 2026-10-31).
What is the 52-week high and low of Bajaj Housing Finance Ltd.?
The 52-week high is ₹110.5 and the 52-week low is ₹72.65.
Mutual funds holding Bajaj Housing Finance Ltd.
From the monthly portfolios of the fund houses the site reads, as of 2026-09-30. 3 schemes holding about ₹0 cr; funds that hold it outside their top holdings may not be listed.
| Scheme | Fund house | % of fund | Value |
|---|---|---|---|
| Mirae Asset BSE Select IPO ETF | Mirae Asset Mutual Fund | 0.65% | ₹0 cr |
| Mirae Asset BSE 200 Equal Weight ETF | Mirae Asset Mutual Fund | 0.52% | ₹0 cr |
| Nippon India Nifty 500 Low Volatility 50 Index Fund | Nippon India Mutual Fund | 0.31% | ₹0 cr |
Compared with similar companies
| Company | Price | Market cap | P/E | P/B | ROE | ROCE | Debt/eq. | 1-yr return |
|---|---|---|---|---|---|---|---|---|
| Bajaj Housing Finance Ltd. | ₹77.42 | ₹64,492 cr | 23 | 2.7 | 12.1% | — | 4.6 | -29.8% |
| REC Limited | ₹285.6 | ₹75,047 cr | 5 | 0.8 | 20.1% | — | 6.1 | -26.3% |
| L&T Finance Ltd | ₹244.4 | ₹61,282 cr | 17.9 | 2.1 | 11.1% | — | 3.94 | -8.8% |
| Piramal Finance Limited | ₹1,817 | ₹57,100 cr | 21.8 | 1.3 | 6.7% | — | 2.85 | +44.2% |
| SBI Cards & Payment Services Ltd | ₹525 | ₹50,104 cr | 19.2 | 2.9 | 14.7% | — | 2.81 | -42.4% |
| Sundaram Finance Limited | ₹3,941 | ₹43,750 cr | 19.6 | — | 14.7% | — | 4.09 | -15.1% |
Compare BAJAJHFL with RECLTD in detail →
The full analysis has the price chart, every quarterly result with YoY/QoQ growth, the balance sheet and cash flow with an accounting red-flag check, shareholding quarter by quarter with big investors, news, filings and bulk/block deals.
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